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Employer refers to a company or organization that employs an individual and provides them with a steady salary or income. Self-employed individuals work for themselves and are responsible for generating their own income.
Yes, if you are self-employed, you should list your self-employment as your employer on credit applications. This will accurately reflect your current employment status and income.
Yes, most credit applications will require some form of proof of income, including for self-employed individuals. This can include tax returns, bank statements, or invoices.
Being self-employed may affect your credit application as lenders may view self-employment as a higher risk compared to traditional employment. This is because self-employed individuals may have fluctuating income and less stability in their income compared to traditional employees.
Yes, if you are self-employed through your own business, you can list your business as your employer on credit applications. However, you should also include your personal income as well as your business income to accurately reflect your overall income.