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The thread discusses a situation involving a Pampered Chef consultant who mistakenly overcharged a host for pantry items, leading to significant overdraft fees for the host. Participants share their thoughts on the implications of the mistake, the responsibilities of both the consultant and the host, and the potential for resolving the issue.
Views differ on the extent of responsibility the consultant should bear for the overdraft fees. Some participants believe the consultant should cover the initial fee, while others argue that the host's financial management plays a significant role in the situation.
The discussion reflects personal experiences and opinions regarding financial transactions and accountability in the context of Pampered Chef orders. Participants share insights based on their own situations without implying official guidance.
Consultants who encounter similar issues with host orders and financial transactions may find the shared experiences and viewpoints relevant to their own practices.
smspamperedchef said:Traditionally banks when they are paying items they pay the "highest" items first. They "CLAIM" that usually the higher checks are for things such a rent and car payments so they try and pay those first. Then, the lower amounts come in in order of $ amounts. SUCH AS: House- $850, Car- $300, $39.95, $26, $14. I had problems one time and stated that they wanted to just charge more fees but that is what they told me so "important" bills and such wouldn't be returned.
Kitchen Diva said:Hmmm, interesting... I used to work for a bank and they just liked to charge fees...![]()
Jenni said:Ok now that was funny! I girl who shots it straight!![]()
pampchefrhondab said:My current bank will process items as soon as they come in - during the entire day. My old bank wouldn't process any checks/debits until the end of the business day to make sure you didn't make a deposit on the same day. I liked it that way better. One time I did have an overdraw because I made a deposit at the ATM. It did not show up at the bank until later in the day even though it did deposit on the same business day. I called and they credited the fee back. If I would have realized it was that close I would have made the deposit at the branch, but my husband charged $100 in gas on the debit card and didn't tell me.[/QUOTE]
Hmpfff- Men! :grumpy:
Kitchen Diva said:Yup, I'm a straight shooter. I was the Sr. Mortgage Rep for a well known banking chain, and I let the bankers have all the home equity loans, and I just focused on first mortgages... they would talk people into getting a HELOC (home equity line of credit) when a re-fi or a reverse mortgage would have been so much more affordable for them- but they were all about fees and getting people deeper in the hole...it didn't matter- just SELL and PUSH the products, whether they need the or not!
I had to get out of that environment!
christiepchef said:Hey Rhonda, I am hoping you are signed on and can tell me now that some time has gone by... how did this work out? I just read the 6 pages of posting and am really hoping it worked out for the best for you. Any update?