Handling Bounced/Cancelled Checks: Do You Charge Host/Guest?

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Discussion Overview

The thread explores participants' experiences and opinions regarding handling bounced or cancelled checks from hosts or guests. Participants share their approaches to charging fees associated with these situations.

Discussion Character

  • Anecdotal
  • Opinion-based

Main Points Raised

  • One participant, identifying as a consultant, mentions charging hosts or guests for all incurred fees related to bounced checks.
  • Another participant shares their experience of having only encountered bounced checks a few times, noting that in two instances, the individuals paid the fees promptly, while in one case, they absorbed the charges.
  • One participant expresses frustration about a recent experience where a guest cancelled a check without prior communication.
  • Several participants question the reasoning behind the cancellation of checks, with one noting that the individual claimed to have lost their checkbook.
  • Another participant states they always pass on the fees associated with bounced checks.

Areas of Agreement / Disagreement

Views differ on whether to charge fees for bounced or cancelled checks, with some participants consistently passing on fees while others have absorbed costs in certain situations.

Contextual Notes

Participants share personal experiences and opinions, reflecting a range of responses to similar situations involving bounced or cancelled checks.

Who May Find This Useful

Consultants dealing with similar issues regarding bounced or cancelled checks may find the shared experiences relevant.

Michelle's Kitchen
Messages
52
I am curious to know what you all do when a host/guest bounced or cancelled check. Do you charge the host/guest all the charges you incur from the bounced or cancelled check?

Thanks.
 
Most definately! It's not my fault they bounce a check!

That being said, I have only had it happen about 3 times. Two times they paid all the fees and made good on the check right away. (were embarrased that it happened) and the other time I never heard from the lady. So...I ate the charges and wrote them off at tax time.
 
  • Thread starter
  • #3
Thanks Kelly!!!

This is my first one. Left a little distaste in my mouth because she waited for me to contact her and state that she cancelled the check.
 
Why did she CANCEL the check? That's a bit odd!
 
  • Thread starter
  • #5
KellyTheChef said:
Why did she CANCEL the check? That's a bit odd!

She claimed that she lost her checkbook. But who knows with that woman. And she is the mother in law with one of my coworkers.
 
That is very curious, indeed. She may have lost her checkbook...but she didn't lose that check!
 
Yes, I always pass on the fee.
 

Frequently Asked Questions

What should I do if I receive a bounced check from a host or guest?

If you receive a bounced check, it's important to contact the host or guest immediately to inform them of the situation. You should discuss the issue calmly and provide them with the details of the bounced check, including any fees incurred. It's best to work together to find a solution, such as arranging for an alternative form of payment.

Do I have the right to charge a fee for a bounced check?

Yes, you can charge a fee for a bounced check, but this should be clearly communicated to the host or guest beforehand. Many consultants choose to charge a nominal fee to cover any bank charges they incur. Make sure to check your local laws and regulations regarding bounced check fees to ensure compliance.

How can I prevent bounced checks in the future?

To minimize the risk of bounced checks, consider implementing a few preventive measures. You can request payment in cash or via credit/debit card, which are generally more secure. If accepting checks, ask for identification and verify that the check is from a reputable bank. Additionally, you can set a policy that requires a deposit for larger orders.

What happens if a host cannot cover the bounced check amount?

If a host cannot cover the bounced check amount, you should discuss alternative payment options with them. This could include setting up a payment plan or accepting another form of payment. It's important to maintain open communication and work together to resolve the issue amicably.

Should I inform my guests about the possibility of bounced checks?

Yes, it's a good practice to inform your guests about your payment policies, including the possibility of bounced checks. You can include this information in your event invitations or host packets. Transparency helps set expectations and can reduce misunderstandings regarding payment methods and potential fees.

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