Effective Bad Check Letter for Bounced Checks - Helpful Tips and Guide

[melindag]

I have seen in past threads reference to a letter in the files for a bounced check, but I can't seem to find it with all of the keywords searches I have tried. Would a kind soul be willing to post it again, or help me out?

thanks
Melinda

 

[ameliasurf]

here's one!
i found this one on another site!

 

[ljeffries]

You could also call your local DA and talk to someone in the worthless check unit.

That said, though, I have been in business for almost 2 years, and have only gotten 1 bad check. A courtesy phone call might be better than a stern letter!

 

[melindag]

I've already done the courtesy phone call......twice, followed up with a courtesy letter which confirmed the one phone conversation I was fortunate enough to have with the person. now it's time to move to the next stop.

thanks
Melinda

 

[DebbieSAChef]

So sorry

I've already done the courtesy phone call......twice, followed up with a courtesy letter which confirmed the one phone conversation I was fortunate enough to have with the person. now it's time to move to the next stop.

thanks
Melinda

Great job with all the courtesy phone calls and letters. I am sorry you are dealing with this. I figured you were ready for something a little more drastic because you had exhausted all other resources. I hope you get your money, I hope it wasn't a huge check!

I actually went to a hostess' home today because it has been something different each time. Not that she was lying, her grandfather died, her daughter was sick today, and her husband left her home without a vehicle. She actually had me take her debit card to the ATM to get my $160.00 that she owed me (guest wrote check to her, and her debit card stalled the show because it didn't go through so I paid with my card).

Well guess how I felt when it said "System unavailable"? I have never seen a message like that on an ATM machine. I was worried that I wasn't going to get my money, that I drove all the way to her home for nothing, and that the card was bogus. Well I prayed and asked the Lord to help me from getting frustrated and to fix everything. Well I went across the street to another ATM and it worked!!! I was so relieved and happy.

Debbie

 

[melindag]

this experience has really soured me - I have been trying to recover these fund since mid-December. My bank socked me with a hefty fee on top of it. When I spoke to the customer, she agreed to reimburse me the fees in addition to her order amount - which was great - now I just need her to "show me the money"!

Being a p-t consultant, I'm just not at a level of business where I can absorb these kinds of expenses without it being real detrimental.

Melinda

 

[chefdiana2007]

I have only had this happen once, and the lady was very nice and gave me cash. If I had looked closed at the check, it says not vaild for under 100.00. :yuck: She has more than one account and just gave me the wrong check. That being said, I have to go to someone's house who HASNOT paid me for her orderl . I usually never pay for someone's order then collect, but I know her and so I did it as a favor to her, she turned her order in over the phone. I tired to call her and the phone is disconnected,:yuck: but I have her kids' cell phone. My DS is GOOD friends with her DD. I don't want to invlove her kid, but I NEED MY MONEY.....:grumpy:

 

[PamperedDor]

I have only had this happen once, and the lady was very nice and gave me cash. If I had looked closed at the check, it says not vaild for under 100.00. :yuck: She has more than one account and just gave me the wrong check. That being said, I have to go to someone's house who HASNOT paid me for her orderl . I usually never pay for someone's order then collect, but I know her and so I did it as a favor to her, she turned her order in over the phone. I tired to call her and the phone is disconnected,:yuck: but I have her kids' cell phone. My DS is GOOD friends with her DD. I don't want to invlove her kid, but I NEED MY MONEY.....:grumpy:

I would just call the kids cell and nicely apologize for calling the cell BUT... you tried to get in touch with her and this is the only way - So ask for the parent on the kids cell -

I luckily have never been burnt but I also tell everyone (friends or not) that I am holding the show till I get the check - I basically say that HO needs to know how payment is made including check # so that it is covered by guarantees etc -

 

[ljeffries]

As I said earlier, call your city/county DA office. Turn the affair over to the worthless check unit. IMHO if she is giving you the run-around for this long, you aren't the only person that she had done this to!

 

[chefallison53]

Does she have the product or did you get it back?

 

[RaggedyAunt]

I have been selling PC for a little over a year and a half. Last October, the daughter of my SUPERVISOR at the business college where I teach part-time did a catalog show. Her mom, again, my supervisor, placed an order for over $115, and the check bounced! I called her and emailed her. She told me she would pay it right away. She has yet to make it right. (And, so far, knock wood, that was the first and only bounced check I've ever received.)

Well, I work at an attorney's office, which she knows, and the attorney across the street is a huge PC fan and has become a great customer. I asked her my options (since the attorneys I've worked for don't deal with small claims and such), and she told me my two options were to turn it into the Prosecutor or she would send a letter giving 10 days to pay. The 10 days just expired, and no payment. So, the attorney is going to file suit. In Indiana the law is you can sue for 3 times the amount of the check and fees, AND attorney fees. Thankfully, this doesn't happen to consultants too often, but it's worth checking into your options and deciding which would work best for you. It really upsets me that we had a professional working relationship and she totally disregarded that she stiffed me for $125 or so (thankfully my bank only charged me $7). I have even called the school the last couple of days for another co-worker, and she answered the phone. She never mentioned it, nor did I. There are always going to be people who make you scratch your head...

Good luck collecting your money.

Tammy