kdangel518
Gold Member
- 933
I have been waiting for a show to clear my account- you know how it is, sometimes they take three business days, sometimes they take seven, etc. At any rate, I've been checking almost daily, and I logged in to my bank account today to find two charges for $119.70 along with a $29 overdraft fee from PC.
Called the bank, turns out someone used my debit and my name to sign up for some direct marketing services with monthly fees, and since I haven't had shows and really been active in a few months, I haven't been carrying a balance in my account, so the monthly fees have accrued... and BAM. Now that I have a nice big balance for the $800 show I'm waiting to clear they withdraw the few months worth of fees that were apparently owed to them.
Long story short, I called these direct marketing services directly and oddly enough got no hassle when I requested a full refund... but the bizarre thing is that they have record of a cancellation request for my "memberships" yesterday. The whole thing sketches me out...
Anyway, glad I'm getting a full refund from these sketchy companies but I'm still out the $29 from the overdraft to PC when they initially attempted to withdraw the funds from my account. Think there's any way I can get the finance department to refund the fee, given the circumstances?
I only had a balance equivalant to the checks that were written for the show, so the $29 would have to come out of my pocket. It's not the end of the world, but I don't feel I should have to pay it given the circumstances.
And yes, I am aware that it's a good idea to have overdraft protection- thank you I had planned on putting some overdraft protection together but as this is literally my first show in months and the first time my account is carrying a balance in months I didn't have the funds up front to do it right away. Just a crappy situation
Called the bank, turns out someone used my debit and my name to sign up for some direct marketing services with monthly fees, and since I haven't had shows and really been active in a few months, I haven't been carrying a balance in my account, so the monthly fees have accrued... and BAM. Now that I have a nice big balance for the $800 show I'm waiting to clear they withdraw the few months worth of fees that were apparently owed to them.
Long story short, I called these direct marketing services directly and oddly enough got no hassle when I requested a full refund... but the bizarre thing is that they have record of a cancellation request for my "memberships" yesterday. The whole thing sketches me out...
Anyway, glad I'm getting a full refund from these sketchy companies but I'm still out the $29 from the overdraft to PC when they initially attempted to withdraw the funds from my account. Think there's any way I can get the finance department to refund the fee, given the circumstances?
I only had a balance equivalant to the checks that were written for the show, so the $29 would have to come out of my pocket. It's not the end of the world, but I don't feel I should have to pay it given the circumstances.
And yes, I am aware that it's a good idea to have overdraft protection- thank you I had planned on putting some overdraft protection together but as this is literally my first show in months and the first time my account is carrying a balance in months I didn't have the funds up front to do it right away. Just a crappy situation