TPampered Chef Debit Card Poll (Without Being a Poll)

[jwpamp]

I have seperate accounts, also. And I use the Debit Card for my payments. No real need to "credit" it.

I have heard that the Exec Seminar was a-buzz with ideas about the PC Credit Card...like that it should have cash-back benefit associated with it, and that is why they changed.

I don't see anything wrong with the card -- and I pay my balances as I get the bills, so never really incur finance charges (except for the once in a very rare "larger purchase"). I would never use a card without "points" or "cash back".

By the way, you don't HAVE to apply for it if you don't want to -- it's just another option for those who use it.

 

[bethsbiz]

I also am a tad distrubed about the new PC Visa card. My hubby and I just got out of a credit card mess and I know personally how easy it is to take advantage of a new card, with a speical offer, and then have it spiral out of control.

I am now PC debit, or cash/check, with only 1 credit card and 1 gas card. What a relief. EVERYONE offers cards now and it is because THEY MAKE MONEY DOING IT! It isn't for our convenience, it is for companies to make money. Period.

For example, I was flying home on an Alaska Airlines flight about a month ago. Imagine my surprise when about 3/4 of the way thru the flight, there was an announcement that if you signed up for a Alaska Airlines Visa Card BEFORE THE FLIGHT WAS OVER you could get 20,000 miles....enough for a standard free flight. The stewardesses quickly went around and handed out the forms, talked about if a couple did apps separately they'd both get a free trip, yadda, yadda, yadda. Within 20 minutes I know I saw at least 12 apps handed out.

It felt very, very commercial to me and when PC announced they were doing a VISA, I felt deflated in a way.....just not right, IMO. Glad there are others out there who openly or secrely protest this card.

 

[28sal]

well i am like you single no kids and hobbyist and i have a seperate chkng account with the tpc card just for pampered chef. it just is easier for me so i dont have to stress out on keeping my personal finances seperate from business. plus the tpc card is free and pc deposits my commision into that account. and it just makes my life easier.

 

[itsjustCarla]

I have separate account...makes things much easier.

 

[caynreth]

I have a separate account, but it sound like in your case it would make more sense to just keep the one account. Why have a second one to have to keep track of? And it doesn't sound like you would have all that much activity in a separate PC account.

 

[chefkristin]

If you want to "front" the money for people and put it on whatever card, Just go into their payments and put in your card number and your name. I do it all the time and have had no problem.

 

[Geekgirl69]

I have a separate account, but it sound like in your case it would make more sense to just keep the one account. Why have a second one to have to keep track of? And it doesn't sound like you would have all that much activity in a separate PC account.

I think it does make sense to have a separate account. Even if I only do 2 shows a month as a hobbyist, it would take a lot of effort to keep subtracting the TPC money from the available balance so I don't think I have "extra" bill money. If TPC took the money out same day as show was submitted, it might be a different story.

 

[kspry]

I have a free checking account just for PC.

 

[mommyhugz1978]

I have a separate account for my PC biz, it just makes it easier

 

[Kitchen Diva]

I too, have a separate business account. I want no additional room for "Oopsies"!

 

[Kitchen Diva]

Oh, and I will not be signing up for the new PC credit card...too easy to go nuts. I lost my full time job this summer, so I don't need any more bills!

IMHO they make it easier for customers to pay for product than they do for consultants to pay for shows. So I just use my TPC Debit Card for every show. So I agree with whoever wrote that if they can use other credit cards, why can't we? However it isn't hard for me to use my PC Debit card, and I don't mind doing it. It keeps me disciplined.

I didn't take the time to read up on why they were switching from Chase to whoever they are with now. I just know after getting about 6 emails from the new credit card company asking me to sign up for the card, I had to unsubscribe from their list. So is the new card a Pampered Chef card and you get points towards products when you use it?

 

[chefann]

You don't get points toward products, but you get a miniscule percentage of what you charge back as "cash." It's ridiculously low.

 

[Kitchen Diva]

doesn't seem like much of an incentive. My director told me that the old CHASE card would just increase your APR whenever they felt like it, even with on time payments. She thought maybe that was why PC switched to this new card.

I think I would want free gas for a year, free products and no interest rate before I signed up for it. (I won't hold my breath)

 

[chefann]

Yeah- good luck on that one. It's important to remember that no matter how they sweet talk it, credit card companies are in business to make money for themselves. They way they do that is through interest and fees.

 

[chef131doreen]

I have a separate account. It's just easier for accounting. I know that what is in there is PC money. I have 2 sparate accounts 1 checking for partys to debit partys an 1 sparate savinds for my paycheck...........