Merrill Checks: Worth the Price?

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Discussion Overview

The thread explores participants' thoughts on the checks offered by Merrill, discussing their appeal, pricing, and personal experiences with using checks in general. Participants share their feelings about the design, cost, and practicality of ordering these checks.

Discussion Character

  • Opinion-based
  • Anecdotal

Main Points Raised

  • One participant expresses interest in the Merrill checks, acknowledging their high price but liking their design.
  • Another participant finds the checks "nifty" but notes they rarely use checks for their Pampered Chef account.
  • Several users mention they find the checks cute and enjoy matching them with their business style, but some are trying to cut back on spending.
  • One participant, identifying as a consultant, shares that they plan to purchase the checks in the future when their financial situation improves.
  • Another participant mentions using Identity checks with a Cooking Club design, suggesting they are comparably priced to Merrill's checks.
  • One user states they write checks frequently for various business-related expenses and plans to buy the Merrill checks.
  • Another participant shares their experience of ordering checks from Town & Country but felt they couldn't justify the cost after only receiving one order from them.
  • Some participants express that they do not write checks often and therefore cannot justify the expense of the Merrill checks.
  • One participant recounts a past experience of having their account hacked, leading them to prefer ordering generic checks instead.
  • Several users discuss their banking experiences, mentioning rewards programs for debit card use and how that influences their decision to use checks or cards.

Areas of Agreement / Disagreement

Views differ on the necessity and justification for purchasing the checks, with some participants expressing enthusiasm for them while others find them too expensive for their needs.

Contextual Notes

Participants share personal experiences related to their use of checks, including financial habits and preferences for managing expenses. The discussion reflects a range of financial situations and attitudes towards spending on business-related items.

Who May Find This Useful

Consultants considering the purchase of checks or those interested in discussing the practicality of using checks versus debit or credit cards may find this thread relevant.

I like them because I have the car magnets, name tag, business cards etc. that match. The only problem - I make way more deposits than writing checks so I run out of deposit slips
 
I try to use them whenever I go make a payment somewhere. It always sparks a conversation!
 
Great idea
 
chefann said:
I think National City gives points for debit card use. And I keep seeing commercials for Bank of America's "Keep the change" program, which sounds like a good idea. Every time you use your card, they give you the "round up" amount and deposit it in your savings account. So if you use your card for a $12.15 purchase, that's what you're debited, but they put 85 cents into your account.


I now have Bank of America. (keep the change). so far, I am pleased.. you can sign up online.. with everything.. or I do know they have a referral program.. that if you have an account there, and your friends joins. you both get extra $$.. as far as the keep the change.. it is nice. they will match dollar for dollar (first 3 months, after a year :rolleyes: and then a percentage after that.) but hey, every little bit helps right... online banking is great.. I don't have to mail out checks at all.. I even sent a check to my sis in law.. and they mailed it right out for me.. so far, i haven't had any complaints..
 
Kathytnt said:
I like them because I have the car magnets, name tag, business cards etc. that match. The only problem - I make way more deposits than writing checks so I run out of deposit slips
I know....me too. I always have to get blank ones from my bank. (I guess that's a good thing though; to have more deposits!)
 
  • Thread starter
  • #36
lacychef said:
I know....me too. I always have to get blank ones from my bank. (I guess that's a good thing though; to have more deposits!)


That's the main thing I use my bank debit card for....I do almost all of my deposits from the ATM machine, and then I don't need a deposit slip. Your ATM envelope serves as a deposit slip when you do it that way!;)
 
I only write about 10 checks a year so I can't justify paying for them when I get them free from the bank. I SO seldom use checks that I am STIL using ones with my previous married name on them (I have been divorced for over 3 years!!)
 

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