Is National City Bank Changing Routing and Account Numbers in April?

Click For Summary

Discussion Overview

The thread discusses potential changes to routing and account numbers at National City Bank due to a recent acquisition. Participants share their experiences and concerns regarding how these changes might impact their business operations, particularly related to submitting shows and managing payments.

Discussion Character

  • Anecdotal
  • Opinion-based
  • Exploratory

Main Points Raised

  • One participant, identifying as a consultant, received an email indicating that changes to routing and account numbers would occur in April, raising concerns about potential impacts on their February show.
  • Another participant mentions that as long as shows are submitted by the deadline, banking issues should not affect the submission process.
  • Several users discuss the possibility of banks retaining existing numbers during acquisitions, noting that banks typically inform customers of any changes well in advance.
  • One participant shares their experience of having already printed the necessary forms to update their Pampered Chef debit card and received notifications about the account changes.
  • Another participant expresses frustration over the lack of communication from the bank regarding the changes, despite the website indicating a changeover in April.
  • One participant suggests using a personal credit card for submissions to avoid potential issues with the bank account during the transition.
  • Several users note that experiences may vary by location, with some having received no information while others have already begun the transition process.

Areas of Agreement / Disagreement

Views differ regarding the timing and communication of the bank's changes, with some participants feeling well-informed while others express concern over a lack of information. No clear consensus emerges on the overall impact of the changes.

Contextual Notes

Participants share personal experiences related to banking changes and their implications for business operations, particularly in the context of submitting shows and managing payments.

Who May Find This Useful

Consultants who bank with National City Bank or are affected by the recent acquisition may find the shared experiences and insights relevant to their own situations.

Intrepid_Chef
Intrepid_Chef
Silver Member
Messages
5,144
Just got an e-mail from my director that came down from our ED. She said with a change in the name of the bank comes new routing numbers and account numbers.

From what I can find on the bank's web site, these changes don't take place until April. The way it was presented, this could mess up my February show, which was the only thing standing between me and losing everything.

Anybody have more info on this?
 
As long as your show is submitted to HO by midnight on the 28th, it doesn't matter what issues maybe happening with your bank. The time stamp on the show is what matters.

Sorry - I left "NCB" several years ago, during another name change. They've been through several.
 
When one bank buys another, they can choose to keep the other bank's existing routing and account numbers or not. It's of course cheaper to just keep things as is, but sometimes system configuration warrants changes.

In any case, if the bank were to be changing your ABA and account numbers, they would let you know with plenty of time to make any necessary changes, becuse they know that people rely on that data for direct deposits and other transactions. There will probably also be some kind of a changeover time frame in which both sets of data works.

While I can see the purpose of your upline warning you that a change is coming, I think it might create unnecessary stress. The only thing that I can see affecting you is your PC Debit card. Check cards don't use the ABA and account number, and checks are usually honored for a certain period of time after the change, so it won't affect payments you receive from your customers. And as I already mentioned, the bank will let you know if you have an account with them and your ABA and account number is changing. When they do, they will let you know with plenty of time to contact the finance department to chagne the information on your PC Debit card.

The cool thing is, it's just the routing information, not your actual account, so you don't have to worry about timing it right between deposits and withdrawals.

In other words, if you haven't heard from your bank, I wouldn't worry.
 
Why not just submit the show(s) in question with a personal credit card? Do you have a PC Credit Card?You can pay it off immediately upon receipt of the bill and not have to worry about missing the deadline or possible issues with the account for now.While I don't think you should do this on a regular basis, this seems like a one time issue.
 
I bank at National City. As far as I know the buy out was final last weekend and they did change ALL account numbers and routing numbers. I have already printed out the form from Pampered Chef to update my Pampered Chef debit card. You should have gotten several letters in the mail about the account change, your current National City debit card will only work for another couple of weeks and you should have a new PNC card that you need to activate. They said to keep your checks as they would accept those until you run out. I have some more info if you want to PM me. My last two shows did clear my account the weekend of the change over, but for the rest of this month, I am going to use my debit card to send in my shows.
 
  • Thread starter
  • #6
Maybe they are doing things differently in different areas?I was at multiple branches this week making deposits for my show. I didn't have my account number with me and they looked it up with my debit card. And the NC sign is still at the banks. The web site references a changeover in April. I have received NOTHING from the bank so far.If I had known I could use my own debit card, I would have. And ... my tax return is going in this account, and that is what I use to pay my city taxes. I knew this was coming but ... oy vey!
 
Di_Can_Cook said:
Maybe they are doing things differently in different areas?

I was at multiple branches this week making deposits for my show. I didn't have my account number with me and they looked it up with my debit card. And the NC sign is still at the banks.

The web site references a changeover in April. I have received NOTHING from the bank so far.

If I had known I could use my own debit card, I would have. And ... my tax return is going in this account, and that is what I use to pay my city taxes.

I knew this was coming but ... oy vey!
Click to expand...

I bet they are doing it at different times in different areas. Overall it seems like it is a pretty easy change, but still a pain :D I wouldn't worry about it yet, I am sure you will start getting info in the mail soon. Like I said all my shows still cleared my account even after the change so it shouldn't be too bad.
 

Frequently Asked Questions

Is National City Bank changing routing numbers in April?

Yes, National City Bank is changing its routing numbers in April. Customers will be notified of the new routing numbers and the effective date.

Will my account number also change in April?

Yes, along with the routing number changes, account numbers may also be updated. Customers should check their bank communications for specific details regarding their account numbers.

How will I know if my routing and account numbers have changed?

National City Bank will send out official notifications via mail or email to inform customers of any changes to their routing and account numbers. It’s important to keep an eye on your bank communications.

What should I do if I have automatic payments set up?

If you have automatic payments set up, you will need to update your payment information with the new routing and account numbers once you receive the notification from the bank.

Will there be any fees associated with the changes?

Typically, there are no fees associated with changes to routing and account numbers. However, it’s advisable to check with National City Bank for any specific policies regarding potential fees.

You must log in or register to reply here.

Similar Pampered Chef Threads

National Conference Housing.....
  • PampMomof3
    • National Conferences and Meetings
Replies
24
Views
3K
ChefBeckyD
National Conference Housing.....
  • PampMomof3
    • Buy and Sell Items
Replies
11
Views
2K
chefkugler
Director Why Won’t My Family and Friends Take My Business Seriously?
  • baychef
    • Recruiting and Team Leaders
Replies
2
Views
2K
Admin Greg
Back
Top