Are predatory lenders targeting innocent homeowners?

[pamperedlinda]

Let me start out by saying that today is not the day to p1ss me off! I've had a very busy week, DH is out of the country, and I'm tired.

I check the mail today and mixed in is this postcard (with a picture of the American flag and and a bald eagle). In big bold red letters across the top is says "Records Indicate that you are in default with your lender" I was livid! DH and I have NEVER been in default of anything and we have extremely good credit. Of course it's an 888 number (yeah, like i'm really gonna do biz with a postcard :grumpy: ). So I call and ask them just where did they get my 'records' and of course they cannot tell me that info :grumpy: . They do have a disclaimer on the postcard that says "public records are sometimes inaccurate and to disregard if this is received in error" I told the very nice gentle man that they were representing predatory lending at it's finest and I pity the poor sole who actually believes that they can be helped by this company.

Who do you complain to about this sort of thing? This is horrendous! And of course, they are hiding behind a postcard and an 888 number so who on earth could find them? grrrrr

Okay, I feel much better now. Thanks for letting me get this out of my system.

 

[The_Kitchen_Guy]

Try doing a reverse phone number lookup on anywho.com and report them to your state banking commissioner.

 

[vwpamperedchef]

Do you think it is a scam Linda? Sounds to me like it could well be...Keep us posted on what you uncover. Good Luck, and relax tonite --maybe a glass of wine to unwind!

 

[pamperedlinda]

It's a non-published listing.....not surprised!

 

[pamperedlinda]

I called Clark Howard's office earlier today. The guy I talked to said it was junk mail and just throw it away.

I know it's junk, but it makes me mad that they can send this crapola under the cover of lies and prey on people who are either very desperate or may not be smart enough to take care of themself.