Free Printable Budget Help: Easy Tips for Setting Up Your Family Budget

[twinchefs]

I trying to set of a family budget but I'm not sure where to start. I would prefer one thats free and can be printed off.

Does anyone have any suggestions..

 

[janetupnorth]

Start a spreadsheet - Set your main categories - Then make sub-categoriesGiving
Charitable Gifts
Saving
Emergencies
Retirement
College
Vacation
Christmas
Housing
Mortgage/Rent
House Insurance
House Repairs
Utilities
Electricity
Gas
Water
Trash
Phone
Cell
Internet
Cable
Food
Groceries
Restaurants
Transportation
Car Payments
Car Insurance
Gas
Licenses
Repair
Clothing
Family and Cleaning
Medical/Heath
Dentist
Doctor
Chiropractor
Eye Doctor
Insurance
Prescriptions
Glasses
Medicine/First Aid
Personal
Spending Money - Discretionary
Child Care/Baby-sitter
Cosmetics
Schooling - Tuition or Other
Gifts
Hair or Personal Care
Life Insurance
Books or Dues
Pet Supplies
Subscriptions
Toiletries
Recreation
Movies or Entertainment
Music Lessons or Sports
Vacation
Debts
Credit Cards
Student Loans
Personal Loans
Etc.I hope that helps you get started!

 

[JAE]

Legal pad and a pen! Don't make it too hard for yourself or you won't stick with it.

 

[JAE]

Actually, you can get Dave Ramsey books from the library and use his forms in the back. I think they can legally be copied. If not, you can use that legal pad and pen to write the categories that he suggests in the book.

 

[GourmetGirl]

I found a new website that I am using for budgeting - Free Personal Finance Software, Online Money Management, Budget Planner and Financial Planning | Mint.com. You can tie in your bank, credit card and loan information. It then updates that information daily and you can see where your money is going. You can make your own budget and set it to let you know if you go over budget or when checks clear, etc. It is awesome -- and FREE! I found it through a magazine, so it's a legit site that's been looked at.

 

[twinchefs]

Thanks so much!!