Compare Prices & Services for Getting a Credit Card

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Discussion Overview

The thread centers around participants sharing their experiences and inquiries regarding credit card services and associated phone services, particularly focusing on 1-800 numbers and their pricing and reliability.

Discussion Character

  • Anecdotal
  • Opinion-based

Main Points Raised

  • One participant expresses interest in obtaining a credit card and seeks comparisons of prices and services.
  • Another participant shares their experience with Vonage, noting its reliability and affordability for phone services.
  • One participant mentions using thecornercube.com for 800 number services, highlighting its reasonable pricing and flexibility in managing calls.
  • Several participants discuss their experiences with Vonage, including the availability of 1-800 numbers and the limitations of their packages.
  • One participant indicates they received a stateside number with their Vonage package, which was helpful for business purposes.
  • Another participant clarifies that calling an 800 number is billed similarly to regular stateside calls.

Areas of Agreement / Disagreement

Views differ regarding the choice of phone service providers and the features offered, with no clear consensus on the best option for obtaining a credit card or phone service.

Contextual Notes

Participants are primarily discussing personal experiences with phone services related to their business needs as Pampered Chef consultants.

Who May Find This Useful

Consultants exploring options for credit card services and phone service providers, particularly those interested in 1-800 numbers for business purposes.

jennifer34691
Messages
79
Who has one and what company is it with? I am looking to get one but am comparing prices and service.
 
I am curious also!
 
Id choose....I dont have one yet but i have my home phone line with
vonage. They are cheap and i always have very reliable service. You just need a high speed connection.
 
  • Thread starter
  • #4
i too have vonage. I am not looking for that I am looking for an additional number being a 1-800 number
 
Jennifer:

I use thecornercube.com, which has 3-4 different volume usage levels for 800 service. I have been using them for 3 years now and I love them for several reasons:
1. Price: very reasonable. No service charges, you pay only for the minutes you use. I started with the lowest package and moved my way up.
2. Use your existing phone line: no need for any additional installation.
3. Portability - you can choose what phone number you want the calls to ring on. When I am home, I have the calls ring to my main number (it comes up as DX/DY on my caller id, so I always know when it's a business call). When I am traveling, such as to conference, I switch it to ring to my cell phone, so my family doesn't have to deal with it when I'm away.
4. Online account management: I make all of my changes right on the website (although you can do it through the phone as well).

If you do sign up with them, feel free to use my name as the person who referrred you (they don't have a formal program, but occasionally they add extra minutes to my account when someone signs up).

If you have any questions, let me know!

HTH,

Mary
 
Thanks Mary! I will check them out!
 
i have vonage as well, with our package i got a 1800 number .. it might be a diffrent package then you currently have b/c we are overseas. It has a limit of 100 min a month if you want more info i can ask my hubby he set it up :)
 
Tiffany,

Did you get the stateside number with vonage too?? I have mine on the way, but I didn't order the 1-800 number feature. The calls to HO are killing my phone bill!!!!
 
Stephanie. yes i did get a stateside # as well, i haven't yet gotten our phone bill from the direct dialing on the 1888chef number but now you have me scared :eek: but the bill's in japanesse so hubby won't know what it's for anyways ;) We didn't opt for the 1800 number it just came with our package but should be helpful for leaving catty's in the states next month or when people leave and hopefully keep me around b/c I don't yet have a website I'll let you know if I get any business that way... by the way can i ask who you're director is my hosp. here said she's the only one with a apo address and has a few in germany just wondering~tiffany p
 
The 888 number is the same as calling a regular stateside phone. So however much you pay for those, that's what you will pay. I don't have a hosp. director here. I know there at least were some here, but i don't know how many. I know there is more than one with an APO addy tho!!!
Looks like the 800 number you got, will cost us $5 extra per month with vonage, I will have to see about doing that! Thanks for the tip tho!!!
 

Frequently Asked Questions

What factors should I consider when comparing credit card prices?

When comparing credit card prices, consider the annual percentage rate (APR), annual fees, rewards programs, foreign transaction fees, and any introductory offers. Additionally, evaluate the card's benefits, such as cashback, travel rewards, and purchase protections.

How can I find the best credit card for my needs?

To find the best credit card for your needs, assess your spending habits and financial goals. Look for cards that offer rewards or benefits aligned with your lifestyle, such as travel perks for frequent travelers or cashback for everyday purchases. Use comparison websites to view multiple options side by side.

Are there any hidden fees I should be aware of when getting a credit card?

Yes, some common hidden fees include late payment fees, balance transfer fees, cash advance fees, and foreign transaction fees. Always read the terms and conditions carefully to understand all potential charges associated with the card.

What is the difference between secured and unsecured credit cards?

Secured credit cards require a cash deposit that serves as your credit limit, making them ideal for those looking to build or rebuild credit. Unsecured credit cards do not require a deposit and are typically offered to individuals with established credit histories. The choice depends on your credit situation.

How often should I compare credit card offers?

It's a good practice to compare credit card offers at least once a year or whenever your financial situation changes. This can help you find better rates, rewards, or benefits that suit your current needs. Additionally, keep an eye on promotional offers that may arise throughout the year.

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