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Pampered Laura
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The $400 "hold" charge on your credit card is a temporary authorization to ensure that you have sufficient funds to cover potential charges during your stay at Atlantis. It is not an actual charge, but rather a pre-authorization that will be released once you check out and any actual charges are applied.
The release of the hold depends on your bank's processing time and policies. Atlantis has likely processed the release on their end, but it may take up to 5 days for your bank to reflect the change in your available balance.
It is not necessary to dispute the hold charge with Atlantis as it will be released once you check out. However, if you have concerns or questions about the hold charge, you can contact Atlantis' customer service for clarification.
Yes, the hold charge may affect your available balance temporarily. However, as mentioned before, it is not an actual charge and will be released once you check out.
Unfortunately, the hold charge is a standard practice at most hotels and resorts, including Atlantis. The best way to avoid it is to use a credit card with a higher credit limit or to make sure you have enough funds in your account to cover the hold amount.