Jean DeVries
Gold Member
- 445
So, here's how my day went.....
On my way to a doctor's appointment today, I stopped to get gas.
As I was shutting the car off, my cell rang. I didn't recognize the number, so I didn't answer it.
I tried to use my debit card to pay for the gas, but it wouldn't work. I tried to use it as a credit card. Didn't work. Good thing I had my credit card with me, because I was WAY out of gas.
When I got back in the car, I checked my phone to see if the mystery caller had left a message. They did. It was my bank. They put a hold on my debit card until they could verify some potentially fradulent charges.
So, I called them back.
The woman asked me if I was in Florida. Um. That's a no. I was on East Paris Ave, on my way to the doctor's office.
She explained to me then that someone had used my credit/debit card number fradulently in Miami. To the tune of $1,041. Straight out of my checking account.
Eek.
She said she was going to cancel my debit card and send me a new one in 3-5 business days. Excuse me? How do I get my money in the meantime? She said, "Um. You can go to the bank."
Oh yeah. Grabbin' dough old school.
She then said the money would be put back in my account within 10 days. Excuse me? I have to wait 10 days to get MY money back?
(May I pause here for one disclaimer: I usually don't have that much money in my checking account (for just this reason), but I was paying off a credit card, so the checking account was loaded up.)
So, after I got back to work, I tried to log into my bank site to see where the money was spent, and if I had enough in the account to still cover the bills that are coming out. And to transfer money into the checking account if there aren't so I don't have to argue with someone at the bank later on when my overdraft charges kick in.
Nope. Can't do that either. The online account is tied to your debit card. Debit card account closed, online temporarily suspended.
So, for those keeping score, ME: no convenient access to my money, or my account info. WONTON CRIMINAL: access to my money
So, I asked the guy, "How am I supposed to know how much money is in my account and transfer money if there isn't enough if I can't get online?"
He said, "You can always go to the bank."
What is this "bank" place they speak of?
Apparently the assmunch had breakfast at McDonalds on my account (to make sure the number worked), and then went and bought something at Bass Pro Shops.
I hope whatever it is, it seriously maims them. Leaky kayak, frayed rope, bike with one square tire, holy tent, fishing pole with a ginormous fish hook tipped with anthrax or something.
Not so fun......
On my way to a doctor's appointment today, I stopped to get gas.
As I was shutting the car off, my cell rang. I didn't recognize the number, so I didn't answer it.
I tried to use my debit card to pay for the gas, but it wouldn't work. I tried to use it as a credit card. Didn't work. Good thing I had my credit card with me, because I was WAY out of gas.
When I got back in the car, I checked my phone to see if the mystery caller had left a message. They did. It was my bank. They put a hold on my debit card until they could verify some potentially fradulent charges.
So, I called them back.
The woman asked me if I was in Florida. Um. That's a no. I was on East Paris Ave, on my way to the doctor's office.
She explained to me then that someone had used my credit/debit card number fradulently in Miami. To the tune of $1,041. Straight out of my checking account.
Eek.
She said she was going to cancel my debit card and send me a new one in 3-5 business days. Excuse me? How do I get my money in the meantime? She said, "Um. You can go to the bank."
Oh yeah. Grabbin' dough old school.
She then said the money would be put back in my account within 10 days. Excuse me? I have to wait 10 days to get MY money back?
(May I pause here for one disclaimer: I usually don't have that much money in my checking account (for just this reason), but I was paying off a credit card, so the checking account was loaded up.)
So, after I got back to work, I tried to log into my bank site to see where the money was spent, and if I had enough in the account to still cover the bills that are coming out. And to transfer money into the checking account if there aren't so I don't have to argue with someone at the bank later on when my overdraft charges kick in.
Nope. Can't do that either. The online account is tied to your debit card. Debit card account closed, online temporarily suspended.
So, for those keeping score, ME: no convenient access to my money, or my account info. WONTON CRIMINAL: access to my money
So, I asked the guy, "How am I supposed to know how much money is in my account and transfer money if there isn't enough if I can't get online?"
He said, "You can always go to the bank."
What is this "bank" place they speak of?
Apparently the assmunch had breakfast at McDonalds on my account (to make sure the number worked), and then went and bought something at Bass Pro Shops.
I hope whatever it is, it seriously maims them. Leaky kayak, frayed rope, bike with one square tire, holy tent, fishing pole with a ginormous fish hook tipped with anthrax or something.
Not so fun......