Yea!! Dh Is Coming Home!!! Omg We're Broke!!

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Discussion Overview

The thread centers around a participant's excitement about their husband's return home after a job in North Dakota, while also expressing concerns about financial stress due to an upcoming gap in employment. Participants share their personal experiences related to budgeting, income generation, and family dynamics during this transition.

Discussion Character

  • Anecdotal
  • Opinion-based
  • Exploratory

Main Points Raised

  • One participant, identifying as a consultant, expresses excitement about her husband's return and mentions her fully booked schedule for February, which may help alleviate financial stress.
  • Another participant suggests temporary employment options for the husband, such as delivering newspapers or pizza, to help with income during the gap.
  • Several users mention the idea of selling items on eBay or Craigslist to generate extra cash, while cautioning against selling Pampered Chef items due to potential violations of consultant agreements.
  • One participant shares their experience with budgeting, noting strict financial constraints and existing debts, including medical bills.
  • Multiple participants discuss couponing strategies, with some recommending the Sunday paper for coupons and others sharing online resources for free coupon printing.
  • One participant expresses the overwhelming nature of finding coupon information online and seeks advice from others in the community.

Areas of Agreement / Disagreement

Views differ on the best methods for generating extra income and managing finances, with no clear consensus on specific strategies. Participants share a range of personal experiences and suggestions.

Contextual Notes

The discussion reflects the personal experiences of participants navigating financial challenges and family dynamics during a period of transition, with a focus on community support and shared advice.

Who May Find This Useful

Consultants facing similar financial concerns or family situations may find the shared experiences and suggestions relevant to their own circumstances.

Crystal Patton
Messages
962
DH job in North Dakota is winding down and he is driving home on Saturday morning!!!! :sing:

It will take him 3 days (I'm so glad he plans on stopping to sleep) so we should see him Monday night. I'm so excited and I can't wait!:love:

But the next job doesn't start up until the begining of April so ... stress about money!!!!:(

I'm trying to breath, I am fully booked in Feb, have 3 shows for March, 1 show in April and two ladies who will book once they move. I know that any income is better than NO income, though I don't make anywhere near what he does. However, once he is home no babysitting fees and I can open up Thursday nights. (I don't like the babysitter to put the kids to bed on a school night - she is AWESOME but she isn't Mom.)

I just had to share!!!!

Wait - I have to shave my legs now - bummer.;)
 
Congrats on the homecoming!! And it sounds like you have a good show schedule set.

Can your hubby find some temp employment, deliver newspapers, pizza, etc til he gets back to work?

Check out Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan. NOW!! And pay for the 4 necessities before you give a dime to anyone else -- Home, Food, Utilities and Transportation.

If you have any extra things lying around, eBay them -- it can make up for some extra income.

Good luck!!!
 
YAHOOOOOO! How exciting for your family :D I'm so happy for you. You said you are fully booked for Feb, why not add a little incentive for March & April to help you book them fully, too? I would suggest the 24 bookings in 24 hours challenge. I challenge you!And I second the Dave Ramsey suggestion...we do this, too
 
Crystal Patton said:
Wait - I have to shave my legs now - bummer.;)

LOL! Congrats on the homecomming!
 
I am so happy for you. Way to book up your February.
 
Congrats on your hubby coming home!! Bummer about the money and shaving legs bit.

When checking into selling items around the house on ebay...be careful NOT to sell anything PC. You have an awesome calendar booked, you wouldn't want to jeopordize that.

Congrats!!!
 
Oh, I thought that went without saying.....no PC items on eBay, please -- you will be in violation of your consultant agreement and will become the brunt of a brutal thread on CS!!
 
  • Thread starter
  • #8
Thanks ladies for the idea's and the support.

We have a really strict budget, but as with any budget it requires income LOL. We have two credit cards, a JC Penney's and a Victoria's Secret, the total for both is $150. Our only 'real debt' is the the mortgage and my truck, but we do have around $8,000 in medical bills (no insurance) and I'm paying those off real slow - no interest.

My DH is very good at odd jobs, though during this time he plans on speanding time with his Father. I second this as my FIL isn't doing well and needs his sons attention, I can only do so much.

As for selling things on e-bay - first I couldn't part with ANY of my PC stuff LOL and I don't know how to ... do what ever it is you do with ebay. Any hints? I'm open to anything to bring in some cash.

Oh and any coupon people out there? I'm just starting to do this and don't know where to find coupons. We don't get the local paper - too expenisive.

Thanks again.

Man I love it here!:love:
 
Crystal, I'm very happy for you. It is like starting your life all over. If you follow all the advice here, I'm sure you'll do well. Even though your husband has to and wants to spend time with FIL, and family, I'm sure he'll be able to eventually fit in some part time job to make life a little less stressful. Good luck to you all, and congrats on your heavy PC schedule -- good job!
 
Crystal Patton said:
Thanks ladies for the idea's and the support.

We have a really strict budget, but as with any budget it requires income LOL. We have two credit cards, a JC Penney's and a Victoria's Secret, the total for both is $150. Our only 'real debt' is the the mortgage and my truck, but we do have around $8,000 in medical bills (no insurance) and I'm paying those off real slow - no interest.

My DH is very good at odd jobs, though during this time he plans on speanding time with his Father. I second this as my FIL isn't doing well and needs his sons attention, I can only do so much.

As for selling things on e-bay - first I couldn't part with ANY of my PC stuff LOL and I don't know how to ... do what ever it is you do with ebay. Any hints? I'm open to anything to bring in some cash.

Oh and any coupon people out there? I'm just starting to do this and don't know where to find coupons. We don't get the local paper - too expenisive.

Thanks again.

Man I love it here!:love:


So glad your family gets to be together again! I bet your kids are over the moon with excitement too!

For coupons - there are others here who play the Grocery Game - I think you can look that up by googling it, and have them help you.

I don't play, but I do buy just the Sunday paper - it's the edition with the coupon flyers. It's $2, but I save on avg. $12 by using coupons that are in the paper.
 
I do the same as Becky - I just get the Sunday paper for the coupons. It's $1 a week here for home delivery, but the coupons make it totally worth it! Selling things on eBay is easy enough, although you'll spend a LOT in fees. I'd recommend your local Craigslist instead (craigslist classifieds: jobs, housing, personals, for sale, services, community, events, forums, then select the appropriate large city or other area). That's more like online classifieds. People who shop Craigslist tend to be looking for a bargain, but you don't have to pay anything to list items there. Enjoy DH's homecoming. (BTW, if he's been gone a while, he might not even care if you shave your legs. LOL)
 
  • Thread starter
  • #12
ChefBeckyD said:
So glad your family gets to be together again! I bet your kids are over the moon with excitement too!

For coupons - there are others here who play the Grocery Game - I think you can look that up by googling it, and have them help you.

I don't play, but I do buy just the Sunday paper - it's the edition with the coupon flyers. It's $2, but I save on avg. $12 by using coupons that are in the paper.

The boys think Daddy is coming home in March. My DH wants to surprise them and I agree. I can't wait to see their faces when we get home from Martial Arts on Monday night and Daddy is in the livingroom.

I have googled it and there is sooo much info it's overwhelming. So I turn to you guys, my voice of experience. LOL

Thanks for the idea about the Sunday paper, I can get on the way home from church on Sundays.
 
Crystal Patton said:
The boys think Daddy is coming home in March. My DH wants to surprise them and I agree. I can't wait to see their faces when we get home from Martial Arts on Monday night and Daddy is in the livingroom.

I have googled it and there is sooo much info it's overwhelming. So I turn to you guys, my voice of experience. LOL

Thanks for the idea about the Sunday paper, I can get on the way home from church on Sundays.

That's exactly what I do!

The Grocery Game is too overwhelming for me. That's why I don't play.

You MUST get video of your boys when they walk in and see him! What a fun night that is going to be.:D
 
I don't want to pay for the paper so I get my coupons for free from:
Coupons.SmartSource.com
Print.coupons.comJust type in your zip code and you can select the coupons you want to print. You may need to download their software in order to print the coupons but it is well worth it and FREE!
 
Just be careful printing off your own coupons - some grocery stores won't accept them...including one where I shop frequently.
 
Good luck. I know about broke. My husband company is closing down for 6 weeks and everyone goes on unemployment, he is eligible for the max, but it will be a major paycut for the 6 weeks he is off. Plus the renter in our rental had a major break down and tried to take her own life, so that was empty for 3 months, I got it all cleaned up and we have some wonderful people in there now. So broke is an understatement. but it is looking up and it will for you too...Don't stress too much and enjoy some time with your family.
 
  • Thread starter
  • #18
Get_Pampered said:
I don't want to pay for the paper so I get my coupons for free from:
Coupons.SmartSource.com
Print.coupons.com

Just type in your zip code and you can select the coupons you want to print. You may need to download their software in order to print the coupons but it is well worth it and FREE!

Can I print these in black and white? I don't have color printer.
 
Yes, you can print them in B/W. I don't have a color printer, either. But as Becky indicated, check that your grocery store takes them. Some don't because of fraud.
 

Frequently Asked Questions

What should I do if my husband is coming home and we are facing financial difficulties?

First, take a deep breath and assess your financial situation. Create a budget to understand your expenses and income. Communicate openly with your husband about your financial challenges and work together to find solutions, such as cutting unnecessary expenses or exploring additional income opportunities.

How can Pampered Chef help us generate extra income?

Pampered Chef offers a flexible direct sales opportunity that allows you to earn money by selling kitchen products. You can host cooking shows, online parties, or sell directly to friends and family. This can provide a supplemental income to help alleviate financial stress.

What are some quick ways to save money at home?

To save money quickly, consider meal planning to reduce grocery costs, canceling unused subscriptions, and finding free or low-cost entertainment options. Additionally, look for sales and use coupons when shopping to maximize savings.

How can I manage stress when dealing with financial issues?

Managing stress is crucial during tough financial times. Practice self-care by engaging in activities you enjoy, exercising, and maintaining a healthy diet. Consider talking to a friend or a professional for support, and focus on problem-solving rather than dwelling on the stress.

What resources are available for families facing financial hardship?

Many resources are available for families in financial distress, including local food banks, community assistance programs, and financial counseling services. Research local organizations that can provide support, and don't hesitate to reach out for help when needed.

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