pampered1224
Silver Member
- 3,768
Julie, that's where I goofed! First with my other half getting sick in July 2008 and being laid up for 4 months. Our finances went down the drain very quickly as his disability was down almost $650 a month. I kept working my butt off with my business and at my FT but to no avail. It just kept getting worse. I sortta just slid into the negative and as things just kept adding up, it really just kept getting worse. After he started going to work again, I had to get up much earlier than I usually did and I had to make sure he could get in and out of the shower, get to work as he still could not drive for almost another month putting us into late January with that routine. In the mean time, we were falling further behind money wise as I could not get enough bookings to make up for what we had already behind. Oh what I did not mention was that we forked out over $3000 in therapy and equipment costs for him as well. Every minute of everyday was spent dwelling on how bad things were for us. By the time I could not take it anymore, it was late July, 2009. I hit rock bottom in a depression like nothing I had ever felt before. On a certain Friday I was sitting at my desk at work, I got another collection call and that was it. I left work, walked out to my car and decided to just go. I was just gonna drive until I ran out of gas. The problem was, I had less than an eighth of a tank! I might get 20 miles. On top of that I had another problem and I have never told anyone else this except my director. In July Pat still had credit cards that had credit on them. I borrowed the money from an $800 party fully intending to pay it with a credit card. Well, it bounced out of my account and HO wanted their money. I was so down at that point on the Friday that I contacted all my up-line that I had e-mail addresses for and quit PC. Only because I was so ashamed of what I had done. This all took over a month and half to catch up with. Stealing from Peter to pay Paul, you know? Well, my director got to me not contact HO to officially quit. By this time too I had stopped even trying to book parties. About a week later, we contacted a lawyer and got a meeting for August 22nd. In the mean time we were told point blank we could NOT use any of our credit cards! OMG! I could not pay PC. That was also the day I decided I needed to talk to my doctor about my depression. I was not sleeping, I had gained about 40 pounds and just could not function. I was always grouchy and sullen. EVERYONE knew something was very wrong. He put my on Cymbalta. It helped a lot. After our meeting on the 22nd, things started to look better and I started to feel better. The 24th the papers were filled. We still had the hurtle of the court date which was a little over a month later on the 30th. Oh I should state here too that we were getting about 60 calls a day from creditors. A DAY!! Every time that phone rang, I would go into a funk. We have a phone whose ring can not be shut off. On the 22nd I finally unplugged it. However, the negativity lingered. I bounced up and down until September 30th. We went to court and no one showed up. What I did not know was that I had forgotten one company. So until the 31st of January, 2010 I am still paying them $50 a week. I am also paying my lawyer bill until then too. That is $350 a month. One whole unemployment check. So in between I lost my job of 10 years. I still have problems with that because I can not wrap my head around the fact that it was not my fault. But you still feel like, why was I not good enough. It also does not help that while job hunting, you get told that you are over qualified or that we need to know what you know and you do not have the certifications we need to see. So now I am faced with having to go to school to get those certifications which I can not afford to do right now and the one class I can afford is not being offered until fall! So you see why I am negative. But, here is the kicker. With the Incentive thread and this one, I realized something important. I still have PC. It is a major positive in my life right now. It is something I love and thanks to the finance department at HO I am paying them back slowly - in fact my last parties commission took care of it! It also took all of you to point out that for every negative, there are positives! Not in those words of course but when you said we make our business what we want it to be, it was then that I knew I had all I needed and even if I could not grasp the brass ring, I had something to work toward. Even if it is just the paycheck. With allowing that negative thinking to seep in in July of 2008, I also allowed to bloom and take over. And it actually became comfortable to feel miserable because the alternative would have been to fight it. I was too tired and too confused to even try. Well I AM NOT gonna sit and wallow in it any more! The only thing I have left to fight is unemployment and I have the tool already! So I am going to stop biting the hand that feeds us - my PC business and HO - and get to work! Yes, I still feel inadaquate to a degree but that will change as my PC victories increase. If I work half as hard on my PC business as I did with the Universal Mortgage, then hey, there ain't nothing I won't be able to do! I just have to trust myself enough to know that I can do it. And you all have helped me see that nothing I do can be wrong. The only thing wrong is if I don't try! AND BOBBI - it is funny that I typed stinker but that it is much more appropriate dontcha think? Oh and venting here is wonderful and therapeutic. Venting is NOT negative it is a positive as long as down the road you can release!
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