Daron
- 12
Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Short term disability is a type of insurance that provides income replacement for a temporary period of time if an individual is unable to work due to a non-work-related injury, illness, or pregnancy. It typically covers a portion of an individual's salary for a short period of time, usually up to 6 months.
Eligibility for short term disability varies depending on the specific policy and employer. Generally, individuals who are employed full-time and have paid into the insurance plan are eligible. Some employers may also offer short term disability as a voluntary benefit that employees can choose to enroll in.
The amount of income replacement provided by short term disability varies, but it typically covers around 60-70% of an individual's salary. This percentage may be higher or lower depending on the specific policy and employer. There may also be a maximum weekly benefit amount.
Short term disability benefits typically last for a period of 3-6 months, although this can vary depending on the specific policy. Some policies may offer shorter or longer benefit periods, and the duration may also depend on the individual's medical condition and ability to return to work.
In some cases, short term disability benefits can be extended beyond the initial coverage period. This may be possible if the individual's medical condition requires a longer recovery time or if they are unable to return to work due to their condition. However, this extension is not guaranteed and may require additional documentation and approval from the insurance provider.