Effective Ways to Inform and Inspire as a Guest Speaker for Step Up Directors

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Discussion Overview

The thread explores personal experiences and challenges related to managing a spouse's spending habits, particularly concerning dining out for lunch. Participants share their frustrations, strategies, and emotional responses to the financial implications of their partners' choices.

Discussion Character

  • Anecdotal
  • Opinion-based
  • Exploratory

Main Points Raised

  • One participant expresses frustration over their husband's daily lunch outings, emphasizing the financial strain it causes.
  • Another participant shares their experience of managing a spouse's spending by implementing a strict budget.
  • Several users mention the idea of packing lunches together or meeting for lunch as a compromise.
  • One participant discusses the emotional toll of feeling that their spouse spends out of defiance when financial limits are set.
  • Another participant reflects on their past relationship with a partner who had a spending problem, highlighting the difficulties of budgeting together.
  • One participant suggests that making a budget together can help partners understand their financial situation better.
  • Another participant notes that some spouses may need to realize the impact of their spending on family finances.

Areas of Agreement / Disagreement

Views differ among participants regarding the best approach to managing a spouse's spending habits, with no clear consensus on a single effective strategy.

Contextual Notes

Participants share personal anecdotes about their relationships and financial challenges, reflecting a range of experiences with budgeting and spending habits.

Who May Find This Useful

This discussion may be useful for individuals facing similar challenges with a partner's spending habits, particularly those seeking to share experiences and strategies within the consultant community.

JAE
Messages
4,739
I have been asked to be a guest speaker for a director friend's stepI have been asked to be a guest speaker for a director friend's step up to director. I am covering the topic of informing. I believe the call the following week will be inviting. I will be covering telling your story, they why bag, the ticket game (or the pass the product variation), etc. I was hoping to get some ideas from you gals on some other ideas maybe new ones :)Thanks,
Katie
 
I really like and plan to use the Lifestyle Quote from the company's recruiting Tip of the Day which came yesterday. People need to know PC is a lifestyle not just a job.
 
Do any of you have any advice for me on how to handle my husband who goes out to eat for lunch ALMOST daily? We CANNOT afford it! I have begged him, made him lunches to take, bought him lunches to take, etc...he just won't do it. And, it's not little cheap $1 menu items, he spends on average about $7 per day on lunch. I know it might not seem like a lot, but I calculated in the past 2 weeks since he got paid last and he spend almost $40 on going out to eat! I told him the other day why do I grocery shop if he just wants to eat out all the time...This morning was my breaking point, I got up early to pack him some leftovers from dinner last night and I just found it sitting back in the fridge in the container I put it in! He works for a prominent company, we don't make prominent money because I stay at home w/ our 2 kids, and I feel a little bit like he has to "keep up" with all the other guys who go out everyday.

I am about ready to take the debit card away from him, but I know that will start WWIII. Anyone else deal with a spendaholic spouse?
 
my husband deals with me, so I can't offer advice!
 
Can you pack a lunch for 2 and meet him for lunch? Maybe, not every day but 1 or 2x a week.
 
Well I hate to say it, but going out to Lunch with coworkers and associates sometimes is part of the job. However, not every day. Try to comprise. But start slowly. Ask to make him lunch once a week. After a few weeks, ask for two. Then three. Then stop. :)
 
Admin Greg said:
Well I hate to say it, but going out to Lunch with coworkers and associates sometimes is part of the job. However, not every day. Try to comprise. But start slowly. Ask to make him lunch once a week. After a few weeks, ask for two. Then three. Then stop. :)

This is what i was going to suggest as well. I think sometimes they just need to get out of the office/workplace for a breather.
maybe if you can do what Greg suggested and make a deal w/ him to bring lunch a few days and go out the others.
(I need to do this with the kids for school too!! ;) )

My DH usually comes home to grab something a few times a week the other days he buys a sandwich or something w/ the guys.This also depends on what the bank account is looking like.
 
Honestly- pay the bills the instant the paycheque is deposited. Do it online. Take out whatever cash YOU need for groceries right away. And when the money is gone, he will have to face reality RATHER than YOU sitting at home stressing about how to pay the electric bill.
 
I have a husband who has a spending habit! He needs his retail therapy.
I know it is no help but believe me there are many women like you.

OH and this might help...my DH has realized that if we want to buy a house...he can't spend. So he leaves everything at home except his DL and MID. Whatever cash he has is it........but he comes home for lunch almost everyday.
 
Crunch the numbers for him and make him realize where else the money could go. Even show that some of that money could go to "something" for him. "Something" as opposed to the money being "eaten" away. Hope that makes sense.
 
chefsteph07 said:
Do any of you have any advice for me on how to handle my husband who goes out to eat for lunch ALMOST daily? We CANNOT afford it! I have begged him, made him lunches to take, bought him lunches to take, etc...he just won't do it. And, it's not little cheap $1 menu items, he spends on average about $7 per day on lunch. I know it might not seem like a lot, but I calculated in the past 2 weeks since he got paid last and he spend almost $40 on going out to eat! I told him the other day why do I grocery shop if he just wants to eat out all the time...This morning was my breaking point, I got up early to pack him some leftovers from dinner last night and I just found it sitting back in the fridge in the container I put it in! He works for a prominent company, we don't make prominent money because I stay at home w/ our 2 kids, and I feel a little bit like he has to "keep up" with all the other guys who go out everyday.

I am about ready to take the debit card away from him, but I know that will start WWIII. Anyone else deal with a spendaholic spouse?

OH MY WORD!!! THATS SOUNDS EXACTLY WHAT MY HUBBY DOES AND I KNOW HOW YOU FEEL LIKE FOR SURE!!!

I did take away his debit and credit cards away, yes he wasn't happy with me but it HAD to be done! But like your hubby he is going out to lunch almost evryday plus coffee in the morning, and then occasionally he orders something online... uugghhh! We were falling behind in bills and everything! I gave them back to him recently, thinking I could trust him again and..... ya, no I can't. It looks like I am going to have to take them again..:grumpy:
We fight about it a lot but I can let us go in debt! He sees there is money there and he spends it, not realizing it is bill money or whatever. Then we incurr bounce fees, etc. Things have to change. I am thinking about either taking them back away or giving a certain amount of money at the beginning of the week and thats it... he can spend it how he wishes but when it is gone, it is gone! Good Luck, it's tough. I definitely whole heartedly understand where you are coming from and how you feel :(
 
I have a girlfriend that put her husband on a budget. A strict budget. It worked well for many years. He had 'x' amount of spending money per week. My date at the time had a lot of sympathy for him.

--Jenny L
 
Have you thought about sitting down together and doing a budget and paying bills together?? My DH would get upset when I told him we didnt have money for x or y and then he sat down himself and realized we didnt really have the money for x or y and it wasnt my fault
 
I haven't posted on this all week, but we had a blow up about it over the weekend, I told him how I REALLY feel, that I feel sometimes he is spending out of defiance to me, like if I tell him we can't afford this or that, he just does whatever he wants anyway! I told him I am a SAHM, he has a family and we all have to sacrifice sometimes and where's HIS sacrifice?? Like, he feels that since he makes the money he can spend it any way he chooses, etc. He said he doesn't feel that way...I think he felt bad about how I feel.

It's Thurs and he's taken his lunch so far this week. I know I prob shouldn't say it, because he'll prob go out today! LOL but, I really don't care if it's once a week, but he was really pushing it. If he doesn't go out today, I think I'll tell him that I"m so proud of him and he can go out tomorrow.
 
I don't know what to tell you either, other than I can sympathize. My ex had(has) a spending problem too. Only his wasn't on lunch. His was on clothes, dirt bike attire, hundreds of dollars a week.

He didn't want anything to do with the budget no matter how many times I went over with him. But, he expects to have the credit card with a 0 balance each month.

By the time that I left, there was $30,000 in cc debt & we filed bankruptcy b/c he still just didn't want to deal with it.

Be proud of him if he's attempting to do what you ask. It's a start.
 

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