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As a Pampered Chef consultant, you will need to have general liability insurance to cover any accidents or injuries that may occur during your demonstrations or events. You may also want to consider product liability insurance to protect yourself in case a customer has a negative reaction or injury from one of the products you sell.
No, Pampered Chef does not offer insurance coverage for their consultants. It is your responsibility to find and purchase the appropriate insurance for your business.
The cost of insurance can vary depending on the coverage and provider you choose. However, a general liability insurance policy for a Pampered Chef consultant can range from $300-$500 per year.
If you are hosting events in your home, you may need to check with your homeowner's insurance policy to see if it covers any accidents or injuries that may occur during a Pampered Chef demonstration. You may also want to consider adding a home-based business insurance rider to your policy for additional coverage.
If you are involved in multiple direct sales businesses, you may be able to use the same insurance coverage for all of them. However, it is important to check with your insurance provider to ensure that your coverage extends to all of your businesses and any activities related to them.