KirstenAnne
Silver Member
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Was only $100?? I would still be calling that one! If you have the check you can go to their bank and ask them to cash it (go when you think it's payday or the day after). If not, leave a message telling her you're contacting collections. It might make her do something!KirstenAnne said:Thanks but with everything I have going now- Too much hassle- Was only $100.00
beepampered said:Wow, I'm so fortunate. My credit union called with a $14 insufficient funds check. They are checking several times a day and will deposit it as soon as the funds are available. No extra fee!
And the best is she asked if I could send her a catalog. I don't even know how she knows I sell Pampered Chef but will do it as soon as I get my supply order.
That is a really good idea never thought of that one.Soothenrelax said:Maybe ask her to host a show in place of fees charged for the check; you really ought to come out ahead in this one. I used to do that in place of bounced checks or make a suggestion that they can either pay the fees or schedule a show immediately. Usually the show will earn much more than the bounched check fee and you'll have lots more guests/contacts in the future too
A bounced check is a check that is returned by the bank due to insufficient funds in the account. This means that the check cannot be processed and the person or company to whom the check was written will not receive the payment.
If you write a bounced check, the first thing you should do is contact the person or company to whom the check was written and apologize for the inconvenience. You should then make arrangements to pay the amount owed as soon as possible.
Yes, you can still write off a bounced check on your taxes. However, you will need to provide documentation of the bounced check, such as a bank statement or letter from the recipient, to prove that the expense was incurred.
Writing off a bounced check will not directly affect your credit score. However, if the recipient of the check reports it to a credit bureau, it could potentially have a negative impact on your credit score.
To avoid writing a bounced check, make sure to always keep track of your account balance and only write checks for the amount of money you have available. You can also set up overdraft protection with your bank to avoid the check from bouncing in case of insufficient funds.