Someone Stole My Debit Card Information....

I am so pi$$ed off. Someone charged $1500 out of my checking account on to my debit card. My husband and I went to eat Sunday night and went to pay. Our debit card was declined. We knew there was plenty of money in there. So when we got in the truck we called the 1800 number and it said we had $12 in our account

We were both sick. At that point, we didn't know what was going on. So, Monday was a holiday all the banks were closed. We checked on everything first thing yesterday, and the lady at the bank said well you have $1600 worth of debits coming out of your account today so you will be overdrawn. We still knew we didn't buy that much this weekend. We went to Wal-Mart on Saturday and spent a little over $100 and to a restaurant on Saturday night at it was $40. That was all that should be coming out of that account. The lady from the bank proceeded to say, well there is a transaction for $621, $430 & $410. We about flipped. We knew they weren't ours. The bank couldn't tell us much. We had to wait until today for the transactions to go through to prove they weren't our charges. Well, sure enough, Las Vegas. My husband called me laughing this morning, did you take a trip to Vegas this weekend and not tell me about it. I was like, WHAT?? All three transactions came from LasVegas, one at A Pearl Factory, one at Coach, and one at Wal-Mart. Then we found another transaction in California for gas. The bank is taking care of all his, and our overdraft fees. But it just stinks. I feel so violated.
Needless to say, my debit card and his have been cancelled. The bank and we, are watching our account really closely. I just can't believe some people have the nerve to do something like this. Do people not have a conscience.

Sorry, I just had to vent. And I wanted to warn everyone to watch their accounts close.

Wow that really does stink!! I'm glad they are taking care of it for you

Holy cow! I have had this done to me before. Though it was only 14.99 I mean if it was 1500+ in charges I probably would have fainted!!!! I am SO very sorry that this had to happen to you. Though thank god the bank is taking care of all of it. Good luck with everything!

Yes, people like that have no conscience.

The_Kitchen_Guy said:

Yes, people like that have no conscience.

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...and even others steal...LOL! OK, sorry, bad joke on a serious matter...KG must be rubbing off on me...

I'm glad to hear the bank is caring for you...

The bank has no conscience, either. They just don't want to get sued.

was it your actual card that was stolen or did someone have access to your account information? I had this happen to me. Someone got ahold of my account info and went to town ordering online. Over 5,000 dollars worth...It was a royal PITA to clear that up. But eventually it did, although I am still writing letters to credit agencies telling them it wasnt us. Sorry to hear this happened to you...

Glad it all worked out..... I can't imagine that happening to me. They would'nt have as good a time shopping. Not as much money in my account..... LOL

Kitchen Guy whats with your new picture??????

That is just scary and very unfortunate for you! Sorry to hear about that!

I am so sorry that happened to you. I hope it gets straightened out quickly. Why is it that we always find out about something wrong with our bank accounts after 5 on Friday! Drives me crazy!

I am so sorry that happened to you. This is also why I argue with Paypal all the time, they want my bank acct info so I can be verified & I told them where to go. I think I have about 30.00 left, then I cant use it anymore, unless I give them my info. Also when I joined PC & my recruiter said to get a debit card & I went with a PC credit card instead. I feel the less I have hooked up to my private accts the better.....

Thanks ladies,

It is my regular debit/credit card for my checking account. They actually used my card number. I got a print out from the bank today. It shows the exact card number, mine not my husbands. It just makes me sick. How can someone be so sick??

sslangley said:

Thanks ladies,

It is my regular debit/credit card for my checking account. They actually used my card number. I got a print out from the bank today. It shows the exact card number, mine not my husbands. It just makes me sick. How can someone be so sick??

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Makes me sick the extent people will go.....

This serves as a good reminder for all of us to shred anything with people's CC #'s on it... I get lazy but I really don't want to be responsible for someone getting one of my customer's numbers!

sslangley said:

Thanks ladies,

It is my regular debit/credit card for my checking account. They actually used my card number. I got a print out from the bank today. It shows the exact card number, mine not my husbands. It just makes me sick. How can someone be so sick??

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So sorry to hear about this incident! It is horrible. I hope everyone here uses a shredder from time to time with their receipts that they don't keep.
I guess we have to watch all of our moves with our cards as much as possible.

Any idea how they got it?

gilliandanielle said:

This serves as a good reminder for all of us to shred anything with people's CC #'s on it... I get lazy but I really don't want to be responsible for someone getting one of my customer's numbers!

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YES! I have a stack of old orders that I'm holding onto because they have card info on them..... I *will* buy a paper shredder so I can protect my customers!!!!

It's also a good idea to password protect your computer so that people can't access the information in PP or P3.....

Ginger428 said:

Also when I joined PC & my recruiter said to get a debit card & I went with a PC credit card instead. I feel the less I have hooked up to my private accts the better.....

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That's a another good reason to keep your business account seperate from your personal account.

sslangley said:

Thanks ladies,

It is my regular debit/credit card for my checking account. They actually used my card number. I got a print out from the bank today. It shows the exact card number, mine not my husbands. It just makes me sick. How can someone be so sick??

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Do you have any idea how they got your number??

WowI just got hit too, on my Pampered Chef Credit Card....I only use it for supplies or gas, so I set up alerts to email me when it was charged over a certain amount, 100.00, so I got a couple of them and didn't think too much until I got a couple more and KNEW that I didnt' charge anything for like a MONTH.....so I got out my statements and sure enough, there they where from NC....a sporting goods store, ????Chase was VERY gracious, cancelled it right away, took out the charges, and made the comment "there is ALOT of this going on, we have a lot of customers that are having the same issues." In the background I could hear the other reps conversations and sure enough there seems to be a RASH of this going on. It is really tough because you can't trust going to TJ MAXX, where is where I think the access happened.

I am sooooo glad your bank helped you out and was as gracious.....

You had a happy ending.....thank goodness.

My suggestions to everyone is to PULL YOUR CREDIT REPORT once a YEAR....you folks should do this immediatley....you don't know HOW people get this info, but I know I have reported the Rubbish guys in our neighborhood to the police as I watched them pick through everyones bags, THAT is what took them so long doing their runs. They would open the rubbish bags, I witnessed them taking papers out of bags and putting them in their pockets.....it was AMAZING they weren't hiding it, they where bold and brazen, sitting in front of the house with the big ole truck for about 1/2 hour while they got what they wanted, then tossing the bags in the back....

It's scary isn't it? I don't like to mistrust people, but boy oh boy, it's hard not to......

Shred, Cut, Back up, Password protect....hmmmm times use to be so easy in the day......

They actually did a story in UT where a company was running peoples cards with out thier knowledge I agree with eeryone else it is pretty scary anyone can get your account info at anytime

My husband even shreds all the junk mail we get and its alot

Well just like to tell everyone this story, i work at a clothing store and everytime someone used a cc we always checked there id to make sure it was them. Well this lady at one of our stores called our corporate office and complained b/c she said that by asking for her id that we were almost accusing her of stealing. So now we can only ask for the id if the card isn't signed. This stuff is happening to people b/c of stupid people like this lady.

I have no idea how they got it. It's just sickening that someone would do this. I feel so violated.

Yes, thankfully it was a happy ending.

We still have one more charge we are waiting to be credited. It's the smallest of the 4 so that is good.

We haven't ran our credit report in a while, but I think we will now.

Kelley Sells said:

....you don't know HOW people get this info, but I know I have reported the Rubbish guys in our neighborhood to the police as I watched them pick through everyones bags, THAT is what took them so long doing their runs. They would open the rubbish bags, I witnessed them taking papers out of bags and putting them in their pockets.....it was AMAZING they weren't hiding it, they where bold and brazen, sitting in front of the house with the big ole truck for about 1/2 hour while they got what they wanted, then tossing the bags in the back....

It's scary isn't it? I don't like to mistrust people, but boy oh boy, it's hard not to......

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THat is crazy!!! I can't believe they would do that in broad daylight!

I had my identity stolen a couple years ago. Someone took my information and opened up dept store credit cards and started charging away! Several thousand dollars worth...and THEN the only reason I found out is because they used my home address so I GOT THE BILLS!!! If they were able to change the address, i would have never known! It is SO scary...they had my name, address, SS#...the only thing wrong was my mother's maiden name! Never found out who it was, but I suspected someone at my employer's HR because they even put down my work adress and main phone number! Ended up putting a fraud alert through the credit bureaus so that I (and no one else pretending to be me!) could not get instant credit anymore. If I (or anyone else) tried to open up an account using my info, I would get a phone call first to verify that I did it. So a couple weeks after that incident, lo and behold, I got a call asking if I had tried to open another credit card. HA! Wasn't me! Oh and I called the store where they oopened the first account and grilled them (DON'T YOU CHECK ID BEFORE OPENING UP AN ACCOUNT? LIKE A DRIVER'S LICENSE??? They claimed they did, so who knows...)

Something similar happened to a friend of mine and it was even worse because the thief also opened up A MORTGAGE in her name!!! So besides a bunch of fraudulent credit cards, she had to fight a mortgage company as well!

Sorry this is so long! But I guess I'm just saying it happens and to protect your information!!!

I'm sorry SSlangley! I'm so happy that your bank is taking care of it.

I noticed something like this about 5 months ago. I checked our statement online and it showed that we were overdrawn like $500! Well, it showed a transaction for $990 but it didn't say where until it officially went through. Well, I called and the bank researched it and refunded our money. Thank God! I was so stressed out and felt so violated but the kicker is that they some how got a hold of my dh's card number. We think that with these new camera phones, people can take a pic of you swiping your card if it's at a good angle. Truly sad.

PampMomof3 said:

I'm sorry SSlangley! I'm so happy that your bank is taking care of it.

I noticed something like this about 5 months ago. I checked our statement online and it showed that we were overdrawn like $500! Well, it showed a transaction for $990 but it didn't say where until it officially went through. Well, I called and the bank researched it and refunded our money. Thank God! I was so stressed out and felt so violated but the kicker is that they some how got a hold of my dh's card number. We think that with these new camera phones, people can take a pic of you swiping your card if it's at a good angle. Truly sad.

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Thank you.

Wow, I didn't think about a camera phone. That is very possible. It takes a very low person to violate people like this. Well someone got a nice set of pearls, a coach purse and $400 worth of stuff at Wal-Mart off of me. Plus a full tank of gas in California. It's just sickening that people do this.

I agree 100%. The camera phone is the only thing that we can think of! It makes me still sick when I think about it. Oh, the $990 charge was from diamonds.com! Can you believe it?

Tj Maxxthey are showing a report on the news here in MA that their BREACH of credit card info is larger than they thought....GOOD GOING....this is insane, since JUNE of '06 they knew about it but didn't say anything until AFTER the holidays, what so they could keep their sales up? I'm working now to get my CC debit GONE and going back to good ole cash.......not only that but then the CC companies, Capital One being a BIG offender, I have caught them at least 3 occasions, posting a payment one day late, therefore charging me the late charge fee, which I got waived, THEN giving them a reason to up my interest rate, and NO NOTICE about it, I noticed it 4 months AFTER they changed it, I just paid the bill, didn't look at the interest rates.....so lessons learned.

Sad....

That is horrible!!!
People are just cruel!