Using Friend's Credit Card for Orders: Clarification Needed

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Discussion Overview

This thread explores the use of a friend's credit card for processing orders in the context of a Pampered Chef show, particularly when the host is unavailable. Participants share their personal experiences and interpretations of the policies surrounding this practice.

Discussion Character

  • Anecdotal
  • Opinion-based
  • Technical explanation

Main Points Raised

  • One participant, identifying as a consultant, expresses uncertainty about using a friend's credit card for orders, seeking clarification on the policy.
  • Another participant states that it is permissible to use the friend's credit card to cover the total balance of the show, even if it exceeds the host's own order.
  • Several users mention that entering the credit card information for each order is unnecessary and that making a single payment for the host's order is sufficient.
  • One participant shares a personal experience of mistakenly charging a host multiple times, leading to unexpected fees, and reflects on the importance of consolidating charges.
  • Another participant notes that while warnings may appear for unpaid orders, the show can still be submitted as long as the total balances out.
  • Some participants highlight the potential for credit card companies to flag multiple charges as suspicious, suggesting that a single charge is preferable.
  • One participant emphasizes the clarity of having a single charge on the host's credit card statement, as multiple charges could be confusing.

Areas of Agreement / Disagreement

Participants generally agree that using a friend's credit card to cover the total balance is acceptable, but there are differing opinions on the best method for processing payments and the implications of multiple charges.

Contextual Notes

The discussion reflects personal experiences and interpretations of the policies related to payment processing in the context of Pampered Chef shows, without asserting any official guidelines.

Who May Find This Useful

Consultants who are navigating payment processing for shows, particularly in situations where hosts are unavailable, may find the shared experiences and insights relevant.

chefheidi2003
chefheidi2003
Gold Member
Messages
2,935
I was not sure where to put this. So I just picked the category that I thought would be best.

Anyway. I think I know the answer to this but I just wanted to make sure

I have a host who had to go out of town for a family emergency..I talked to her on the phone yesterday and she said that a friend of her's was going to make sure that I get the orders. And that I should give her a call and she will give me her credit card to pay for any orders that I don't have payment for.

Am I correct that I can not use her credit card for any order other than her own?
 
No, you can use her credit card to pay for the balance of the show. You can make her payment more than the amount of her own order.
 
I think you can do it. It falls under the "friend in need" category in our policy guide. That's my opinion, anyway.
 
Just to clarify, you won't enter her CC# for each of the orders, just make the payment on her order enough to cover. I often have hosts who do this.
 
  • Thread starter
  • #5
Thank you both for your reply..I didn't want her people to have to wait for her to come back to give me a check before I could even place the order..I just wasn't sure that I could do that. Thank you so much for your help
 
raebates said:
Just to clarify, you won't enter her CC# for each of the orders, just make the payment on her order enough to cover. I often have hosts who do this.
Click to expand...

Rae, just to clarify- why wouldn't you put her CC# for each of the orders? I don't think I've ever had to do this yet- but just wondering if there is a policy reason or something. P3 won't flag that a customer hadn't paid their order?
 
P3 will give you a warning, but won't keep you from submitting. Keying the card just for the host saves time, and show that the guest didn't pay you directly.
 
esavvymom said:
Rae, just to clarify- why wouldn't you put her CC# for each of the orders? I don't think I've ever had to do this yet- but just wondering if there is a policy reason or something. P3 won't flag that a customer hadn't paid their order?
Click to expand...

Even though I'm not Rae, I'll take a shot at answering. :D

You'll get warnings that some people didn't pay, but as long as the show balances, it will go through.

They don't want to process the same card multiple times. Just put the total amount that's to be charged on that one credit card.
 
why wouldn't you put her CC# for each of the orders?
Click to expand...

I'm not Rae either, but I know I did that once, and I didn't realize it was actually a debit card and it charged my hostess for each time it was used (or I should clarify, her bank charges) so she paid for like 5 peoples and then her own, and it charged her a fee each time. I did it that way, as I had got the warning that people had not paid or it didn't match or something warning wize from PC, but I should have just taken the entire $150.00 and put it on Hostess order and left the others blank as if nothing had happened but me taking the order, because it would have only charged her acct. 1 time.

I did give her something I don't remember what to make up for it. And I know ASK if they get charged for use.

HTH

Lisa
 
Basically you don't have to. I always close all my shows over the phone and have the checks after the show wrote to the host and the host pays the balance of the payments. It's really nice to be able to do this.
 
I'm not Rae, but I play her on TV!
 
I agree, just do one big charge to cover what she's paying for. It will give you the warning, but it's a courtesy only. Also keep in mind that some credit card companies will flag anything that appears to be fraudulent charges. 5 or 6 charges back to back to the same company in a matter of minutes would probably set off the fraud flags on the credit card company's computer & lock the account until it could be investigated by a person to verify that that the multiple charges are okay. Always better to just do one charge than take the chance. ;)
 
Those who answered for me hit all of the reasons except one. It looks weird on the host's credit card bill. I always check mine carefully, and it would be harder for me to mentally process several charges to PC as opposed to 1 charge.


AJPratt said:
I'm not Rae, but I play her on TV!
Click to expand...

This made me snort. LOL!
 

Frequently Asked Questions

Can I use my friend's credit card to place an order with Pampered Chef?

Yes, you can use your friend's credit card to place an order, but it's important to have their permission before doing so. Make sure they are aware of the purchase and agree to it.

What information do I need from my friend to use their credit card?

You will need the credit card number, expiration date, and the security code (CVV) from the back of the card. Additionally, ensure that the billing address matches the one associated with the credit card.

Will my friend receive any notifications about the order?

Typically, the person whose credit card is used will not receive notifications about the order unless they are also the one placing it. However, it's a good practice to inform them about the order details and any confirmation emails you receive.

What should I do if my friend wants to dispute the charge?

If your friend wants to dispute the charge, they should contact their credit card company directly. It's essential to communicate openly with your friend about the order to avoid any misunderstandings.

Are there any restrictions on using someone else's credit card for Pampered Chef orders?

While there are generally no restrictions on using someone else's credit card, it is crucial to have their explicit consent. Additionally, some payment processors may flag transactions that appear suspicious, so transparency is key.

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