Lost 2 Checks from Friends at Church? Here's What to Do - Tips & Advice

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Discussion Overview

This thread centers around personal experiences related to losing checks, particularly in the context of transactions with friends and customers. Participants share their stories of similar situations, how they handled them, and the outcomes of their experiences.

Discussion Character

  • Anecdotal
  • Opinion-based

Main Points Raised

  • One participant expresses distress over losing two checks from friends at church and shares their decision to not ask for payment again if the checks are not found.
  • Another participant recounts a similar experience of losing a credit card information note and how they handled it by offering a free item to the customer.
  • Several users mention practical tips for searching for lost checks, such as looking under appliances.
  • One participant suggests that it might be wise to ask for a replacement check and to put a stop payment on the lost checks.
  • Another participant shares their experience of feeling more comfortable admitting mistakes to church customers compared to others.
  • One participant discusses the potential costs associated with stop payments and suggests it might be more economical to cover the lost check instead.
  • Several participants share positive outcomes, including checks being found and expressing gratitude for support from friends and community members.
  • One participant reflects on a past experience of losing a significant amount of checks and the stress that accompanied it.

Areas of Agreement / Disagreement

Views differ on how to handle lost checks, with some participants advocating for replacing the checks and others suggesting to simply absorb the loss. There is no clear consensus on the best approach.

Contextual Notes

Participants' experiences vary widely, reflecting personal relationships with customers and the emotional impact of losing money. The discussions highlight the importance of community support in resolving such issues.

Who May Find This Useful

Consultants who have faced similar situations with lost payments or checks may find these shared experiences and perspectives relatable and informative.

DessertDivaFL
DessertDivaFL
Gold Member
Messages
1,290
I lost 2 checks that were attached together from friends at church. I have looked everywhere. It makes me so ill. I have never done this. I am usually so careful. I told them if the checks are not found that they don't need to pay me again. That is the least I could do. The total was $50 for both checks. Has this happened to anyone else? How did you handle it?
 
Recently lost the paper I'd written a cc down on. Really didn't want to call the lady again b/c she was short with me on the phone the first time. I knew I had it but had looked everywhere. Called her and appologized for having to get it again & offered her a free item for the inconvience. I gave her a choice of twixit clips, quickut knives, mini server, and so on. She seemed very grateful for the freebie. Of course I submitted the show 2 days ago and found the cc info. yesterday--too bad I didn't find it before I had to call her again. :)

They'll turn up. Usually when I'm freaking out about something is when I can be looking right at it and not see it. Take a deep breath, walk away for a while and then look again.

Hope you find them.
 
Look under stuff. My dryer is in the kitchen and I had a check blow off the island. My DH looked under all appliances and it was under the dryer. Go figure!
 
I think it is kind that you told them they dont need to pay again. I would have gotten another check from them, advised them to put a hold on the checks at their banks, and stuck a surprise item in with their order for the inconvenience. But $50 is a lot of money to just fork over for an honest mistake. Besides, if it was written to you--no one else should be able to cash it. A blank check----totally different issue........
 
Are you sure you lost them or did you accidently deposit them? That happened to me last fall...
 
  • Thread starter
  • #6
chefsteph07 said:
Are you sure you lost them or did you accidently deposit them? That happened to me last fall...
Click to expand...

I just made a deposit today and doubled check there. No, the checks were not there.
 
I would also ask for a second check and have them put a stop payment on the first, offering to cover any add'l expense. A small gift is a nice thought to add to their order.
 
I don't know what your relationship with these people at church are, but I feel alot more comfortable admitting mistakes to my church customers than "stranger" customers. If I were you, I'd just let them know and have them cancel the checks (maybe you can offer to pay any fee, which would probably be less than the $50) and then get new checks from them.

I just had to tell a host (a church and long time family friend) that i couldn't use her credit card because I accidentally submitted the show before putting in her CC info. There was a slight hang up on her host order because she gave me a list of items (I just wrote them down, didn't have my computer with me) and told me it should come out to exactly her FPV but it turns out she miscalculated and it was more. So I put in a "not paid yet" payment and so it didn't alert me when I went to submit it. She totally understood and is getting me a check this week!
 
That stinks hopefully it will turn up. I could see eating the $50 before offering to pay the stop payment fee, my bank charges $35 a piece for each stop payment, so it would cost her more to pay two stop payment fees than just cover the $50. But hopefully they will show up!
 
  • Thread starter
  • #10
PCMomto4 said:
That stinks hopefully it will turn up. I could see eating the $50 before offering to pay the stop payment fee, my bank charges $35 a piece for each stop payment, so it would cost her more to pay two stop payment fees than just cover the $50. But hopefully they will show up!
Click to expand...

That is why I offered them the free products because the stop payment charge would either be the same or a little more.
 
  • Thread starter
  • #11
OK, update on the missing checks. They were found! I left them in the sound booth at church. Our praise and worship pastor found them and gave them to me last Friday. I baked him a pan of brownies as a "thank you". My friends were very happy too! All is well and God is good!
 
All the time. :) Glad they were found.
 
sort of realted- I had checks for one of the organizations I work with- a person with an outstanding check contacted me asking why it hadn't gone through-- I prayed - dear God if I have messed this up- please show me where I put them!!! the next morning- had to get a flat tire fixed, it had a nail in it- but when I pulled the tire warranty info out of my glovebox- ta dah! there were the missing checks!! Yes checks, I had 10 total, sitting there- makes me wonder, why the 9 hadn't asked.... lol.... I apologized profusley because well that had been in there for 2 months! YIKES! thankfull they all understood..... so now I'm frantically praying to find my debit card. oh yeah- its MIA. I have two young ones who like to rummage through my purse when I'm not looking.
 
I lost a check back in February and it was my fault because I know I had it. It was just under $40 I think - betwen $30-40. I just covered it. i was NOT going to call this woman and tell her I lost her check. To cancel a check the bank charges something like $20-30. Wasn't worth it to either one of us. Hopefully I'll be doing another show she is at and she will say something about it. There is always the possability that I deposited it but I am 95% sure that didn't happen.
 
My Hosp. Director had a close to $2000 show, about $1200 were paid in checks...she lost the entire envelope of payments! I felt so bad for her, she was freaking out trying to find them...I never did find out if she found them...I'll have to give her a call in the morning and see!
 
DessertDivaFL said:
All is well and God is good!
Click to expand...

AMEN! Sometimes I think God gets a chuckle watching us panic over things, when He's got everything under control anyway. We should trust Him more!
 
Glad everything worked out.
 
A few months ago, I was counting out my deposit for a show I had going in and found I was missing one check for about $80. I called the host and let her know and the host said she was sure the guest gave me payment. I rummaged through everything and still couldnt find it, I decided to call the guest and let her know. That guest was SO nasty to me, telling me that she did pay me, she couldn't believe I didn't have the check, etc. I asked her if she could check w/ her bank to see if it had been cashed, she gave me the hardest time about it, but finally did it and told me it had been cashed etc. After checking on it, I discovered that I accidently deposited her check w/ some other deposits that were going in. It was a total mistake, but the guest cancelled her entire order telling me how unprofessional I am! I felt like the lowest form of scum, but then I got mad about it thinking what an honest mistake that was and I'd NEVER treat someone like that who called me profusely apologizing and just wanting to verify if the check had been cashed or not.

Glad you found everything and it all worked out for you!
 

Frequently Asked Questions

What should I do if I lost checks from friends at church?

If you lost checks from friends at church, the first step is to contact your friends and inform them about the situation. They may be able to stop payment on the checks and issue new ones. It's also a good idea to keep a record of the checks you lost, including the amounts and any relevant details.

How can I prevent losing checks in the future?

To prevent losing checks in the future, consider using a designated folder or envelope to keep all checks in one place. You can also opt for digital payments or electronic transfers, which can be more secure and easier to track.

What if my friends are unable to stop payment on the checks?

If your friends are unable to stop payment on the checks, you may need to discuss alternative solutions with them. This could include them issuing new checks or considering other payment methods, such as cash or digital payments.

Is there a way to track lost checks?

While you cannot track lost checks once they are issued, you can keep a detailed record of the checks you received, including the dates and amounts. This information can help you and your friends in case you need to take further action.

What should I do if I suspect the checks were stolen?

If you suspect that the checks were stolen, you should report the situation to your local authorities and consider placing a fraud alert on your bank accounts. It's also important to inform your friends so they can take necessary precautions regarding the checks they issued.

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