I just closed on a catalog show on Monday. The host was worried when her debit card would go through. I told her I thought it would be a couple of days so she wouldn't have to worry - she was waiting for one check for $200 from someone and was expecting it that day. I sent it in at 1:00 p.m. on Monday and her bank took it out that afternoon and charged her wtih $187 of overdraft charges because she bounced 5 checks! They forgave some of it so she now owes $112. It's really my fault so now I have to turn around and give her my commission check when it comes. Boy did I learn a hard lesson!