Understanding Debit Cards: How They Work and What You Need to Know

[nicolles27]

Just wondering,,,, I am brand new here and I was a little confused about
the Debit Card, I wondered if anyone could tell me how it works? I was told
I would have to sign up for it in order to get a website. My main concern,
is this something that is connected with my personal checking account?
Or do I need a seperate account with my bank? I'm just a little nervous because I have direct deposit from my full-time job and I just don't want to get mixed up...HELP?

 

[pamperedbecky]

It is connected to a checking account. YOu need to have it in order to submit shows via Pampered Partner because you'll need to deposit the checks you receive at a show (checks or cash) because PC then withdraws this $$ electronically. You don't have to have to have a separate account, but I've found it to be much easier to keep track of things since I have a separate account for PC apart from our "family" account. Most banks have free checking with no minimums so you can search for one of those and it won't cost you anything to open one.

 

[nicolles27]

debit cardSo it is just like a regular debit card that you will get from your checking! Thanks so much...I was wondering also b/c I do not have a computer at
home. I may use the Pampered Partner at my mom's, but I have to get the
ok from her first....So most likely in the begining I will be doing it all the "old
fashioned way"....Thanks Becky again for all your help...I am so loving this
site and everyone that talks on it!!!!!

 

[pamperedbecky]

It's actually not like a "real" debit card that you usually get with a checking account. It's just for the purpose of PC to withdraw money from your account for payments for shows, supply orders, personal orders, website subscription fees, etc. So it's not like the kind you can go and use at stores or things like that. I know, it's a little misleading when it's called a "debit card" like banks give out.

By the way....I'm happy to help! I love this site too, it's a great source of information for everyone!

 

[monica_sweetconsultant]

Hi , i just wanted to say that i have the debit card and i used a savings account instead of checking. I just deposit the money like normal and the HO gets it when its time. so that is another option!!