Just wondering,,,, I am brand new here and I was a little confused about the Debit Card, I wondered if anyone could tell me how it works? I was told I would have to sign up for it in order to get a website. My main concern, is this something that is connected with my personal checking account? Or do I need a seperate account with my bank? I'm just a little nervous because I have direct deposit from my full-time job and I just don't want to get mixed up...HELP?