Dave Ramsey Check in

katie0128

I would love to be able to share DR experiences with my cheffer buddies,. But before we start posting too much information, don't forget that this CS is public and anyone can see any information that you post on here. Might not be such a great idea to post HOW much money you have saved... that might be TMI over the internet.

Now if Greg would make this a PRIVATE forum, then we could feel a bit more comfortable... but still even then, it only takes $5 to join...

Now if any computer geeks can tell us how to create a private forum where we could restrict membership, THAT would be great!

chefann

You could always set up a Yahoo Group for sharing info - make it so that a moderator has to approve people who join.

wadesgirl

He tried for just a regular Target card (just to use in the store) and they turned him down. When I was 19, I wanted a new bed but my dad wouldn't buy one for me. So I went to a place that had 2 years no interest. Had no clue or idea that I would actually be taking out a loan through a company for this! I had almost no credit, just my car loan and it took them several companies to find one that finally approved me. I did good though and paid it off in 1 1/2 years. This taught me at a young age how to be good with my credit. I didn't even get a credit card until I was around 20 because I was so scared to!

janetupnorth

True, but just one more place to check....

chefann

Except that, depending on how you set up your membership, it goes to your email inbox. You're already checking that, right?

katie0128

Are you actually at work today?

chefann

No- I'm still sick. I'm having a hard time breathing because I'm so congested. But I'm glad it's this week instead of last. I'd hate to be the person responsible for spreading germs at Leadership.

SilverCeladon

I'd love that! I know Greg could make a forum on here accessible by password only and then maybe make it you have to have 250 posts to be able to get that password.

janetupnorth

Yuk...

finley1991

Being in Detroit where most people (well it seems that way anyway) work for the car companies and get a new car every other year, if not every year, puts pressure on others to do the same. My friends can't believe I drive a '99! It's SO old. A good friend of mine who works for GM just got a new leased car (gag). We talked about DR for her because she has student loan debt and was telling me the pressure they put on her at work to lease a new vehicle because her old car was getting too old. I think it was an '05. Scary.

DebbieJ

Ouchie, Colleen.

My DH drives a 98 VW and I drive a 2000 Honda, both paid for They've been paid for for quite some time and we like it that way.

I had borrowed my mom's Odyssey for a couple weeks while we were moving--she has a DVD player in it and DS LOVED watching Bob the Builder in the car When we were switching back to my CR-V I told DS sorry we didn't have a DVD player but we were goign to stick with this car cuz it's paid for. He was so funny, he said "yeah, but we have a light!" He was referring to the dome light in the ceiling. My mom and I burst out laughing!

I will NEVER EVER EVER EVER EVER buy a brand new car. You lose money the minute you drive off the lot.

janetupnorth

He-he - we drive a '97 and a '94. The '94 was an upgrade last year from an '89. Our motorcycle is an '82.

SilverCeladon

I have an 05 Yukon. We only have 2.5 years left on it. I didn't want a car payment but DH did. I was driving a paid off 98 Civic. I told my husband we're sticking with this car until it dies!

wadesgirl

I have a friend that even though they had two older (less than 8 years old!) that were fine, she had to have a new SUV because she felt like a bad mother for picking up her kids at day care in a car that old! She really does like to keep up with the Jones!

DebbieJ

or sell it and get something cheaper aka paid for

SilverCeladon

I could but we won't. I do love it and it's not like I can't buy groceries because of my car payment-that would be a whole different story then. I just want to learn to be better with my money overall.

finley1991

I bought one new car in my life and it ended up being a lemon! Go figure!

My current '99 I got in '05 with 45k miles on it. It was cheaper than a new car and I got it for 1/3 what the original buyer bought it for! TOTAL SCORE!!!

DebbieJ

That IS a total score. The best way to buy a new-to-you car is from an elderly person who is selling it privately. They are usually very well kept with low miles.

chefann

So true!! I got one with 15k miles for $500 from a friend's grandmother. Granted, it was 20 years old, but it was in great condition.

sfdavis918

I am getting ready to sell my '05 Odyssey with DVD. In fact just took it to get detailed a few hours ago. I am so sad, but I am trying to keep my eye on the prize. I will be driving a paid for '98 Acura with 105K miles on it. I guess Acura's have Honda motors in them so DH tells me it should go to at least 300K! I have told him that I will have another Odyssey at some point! Of course it will not be a brand new one and it will be paid for in cash!