Do You Bank at National City?

Intrepid_Chef

Just got an e-mail from my director that came down from our ED. She said with a change in the name of the bank comes new routing numbers and account numbers.

From what I can find on the bank's web site, these changes don't take place until April. The way it was presented, this could mess up my February show, which was the only thing standing between me and losing everything.

Anybody have more info on this?

ChefBeckyD

As long as your show is submitted to HO by midnight on the 28th, it doesn't matter what issues maybe happening with your bank. The time stamp on the show is what matters.

Sorry - I left "NCB" several years ago, during another name change. They've been through several.

NooraK

When one bank buys another, they can choose to keep the other bank's existing routing and account numbers or not. It's of course cheaper to just keep things as is, but sometimes system configuration warrants changes.

In any case, if the bank were to be changing your ABA and account numbers, they would let you know with plenty of time to make any necessary changes, becuse they know that people rely on that data for direct deposits and other transactions. There will probably also be some kind of a changeover time frame in which both sets of data works.

While I can see the purpose of your upline warning you that a change is coming, I think it might create unnecessary stress. The only thing that I can see affecting you is your PC Debit card. Check cards don't use the ABA and account number, and checks are usually honored for a certain period of time after the change, so it won't affect payments you receive from your customers. And as I already mentioned, the bank will let you know if you have an account with them and your ABA and account number is changing. When they do, they will let you know with plenty of time to contact the finance department to chagne the information on your PC Debit card.

The cool thing is, it's just the routing information, not your actual account, so you don't have to worry about timing it right between deposits and withdrawals.

In other words, if you haven't heard from your bank, I wouldn't worry.

cincychef

I bank at National City. As far as I know the buy out was final last weekend and they did change ALL account numbers and routing numbers. I have already printed out the form from Pampered Chef to update my Pampered Chef debit card. You should have gotten several letters in the mail about the account change, your current National City debit card will only work for another couple of weeks and you should have a new PNC card that you need to activate. They said to keep your checks as they would accept those until you run out. I have some more info if you want to PM me. My last two shows did clear my account the weekend of the change over, but for the rest of this month, I am going to use my debit card to send in my shows.

Intrepid_Chef

Maybe they are doing things differently in different areas?

I was at multiple branches this week making deposits for my show. I didn't have my account number with me and they looked it up with my debit card. And the NC sign is still at the banks.

The web site references a changeover in April. I have received NOTHING from the bank so far.

If I had known I could use my own debit card, I would have. And ... my tax return is going in this account, and that is what I use to pay my city taxes.

I knew this was coming but ... oy vey!

cincychef

I bet they are doing it at different times in different areas. Overall it seems like it is a pretty easy change, but still a pain I wouldn't worry about it yet, I am sure you will start getting info in the mail soon. Like I said all my shows still cleared my account even after the change so it shouldn't be too bad.